What it's like to live in Westfield

Westfield is a smaller city in Indiana with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Westfield deals with rent well above the national average, home prices well above the national average, air quality that falls short of national benchmarks, and cold winters.

The good

  • Low unemployment
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Fast-growing population
  • Average class sizes

The not so good

  • Rent well above the national average
  • High home prices
  • Air quality concerns
  • Cold winters

How Westfield compares

Median household income

Westfield$122,789
Indiana avg$71,957
US$80,734

Median rent (per month)

Westfield$1,667
Indiana avg$1,062
US$1,413

Median home value

Westfield$425,700
Indiana avg$218,200
US$332,700

What it takes to move to Westfield

Based on Westfield's median rent, home value and household income

To rent

$3,334

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $66,680 a year
  • 44% of Westfield renters spend 30% or more of their income on rent

To buy

$85,140

a 20% down payment on the median home

  • With 10% down: $42,570
  • Homes cost 3.5× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 18% above US

$1,667/mo median rent

Rent runs on the higher side, at $1,667 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $425,700. Buyers should expect to stretch their budget here.

Median home value $425,700 · 44% of renters cost-burdened

Job market▼ 35% below US

2.8% unemployment

Unemployment here is 2.8%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 80% below US

66 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 435/100k · Westfield Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 25.1 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 21% work from home.

How workers get to work

Drive alone
69%
Work from home
21%
Carpool
7.0%
Other
1.7%
Walk
0.7%

Climate

Summers are warm, with highs around 83°F, and winters are cold, with lows around 21°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 2.75" precipitationFeb: 2.16" precipitationMar: 3.39" precipitationApr: 4.25" precipitationMay: 4.97" precipitationJun: 5.45" precipitationJul: 4.27" precipitationAug: 4.19" precipitationSep: 3.46" precipitationOct: 3.30" precipitationNov: 3.44" precipitationDec: 2.77" precipitation19°JJan: high 35°F, low 19°FFFeb: high 39°F, low 21°FMMar: high 49°F, low 30°FAApr: high 62°F, low 41°FMMay: high 72°F, low 51°FJJun: high 81°F, low 61°F84°JJul: high 84°F, low 64°FAAug: high 83°F, low 62°FSSep: high 77°F, low 55°FOOct: high 65°F, low 43°FNNov: high 51°F, low 33°FDDec: high 39°F, low 24°F

30-year averages, 1991–2020

Education & workforce▲ 66% above US

60% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

11 public schools inside the boundary

There are 11 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1.

Bottom line

Westfield's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,667/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit job seekers, anyone prioritizing low crime, and remote workers (21% of workers here already work from home).

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