What it's like to live in Westminster
Westminster is a small city in Maryland with county unemployment below the national average, crime rates well below the national average, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Westminster deals with commute times longer than most cities, a rent burden that leaves many renters stretched thin, and cold winters.
The good
- Low unemployment in the county
- Low crime rates
- Low student-teacher ratio
The not so good
- Above-average commute times
- High rent burden for renters
- Cold winters
How Westminster compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Westminster
Based on Westminster's median rent, home value and household income
To rent
$2,952
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $59,040 a year
- 54% of Westminster renters spend 30% or more of their income on rent
To buy
$67,520
a 20% down payment on the median home
- With 10% down: $33,760
- Homes cost 3.9× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of livingNear US average
$1,476/mo median rent
Rent is pretty middle of the road, at $1,476 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $337,600. Buyers should expect to stretch their budget here.
Median home value $337,600 · 54% of renters cost-burdened
Job market
3.1% county unemployment
Unemployment in Carroll County is 3.1%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Carroll County (county-wide)
Safety▼ 36% below US
212 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 1702/100k · Westminster Police Department · 2025 data
Getting aroundNear US average
29 min average commute
Commutes run about average, at 28.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 15% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are cold, with lows around 23°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforceNear US average
36% bachelor's degree or higher
Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
2 public schools inside the boundary
There are 2 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Eisenhower National Historic Site (20 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Westminster's strongest points are county unemployment below the national average and crime rates well below the national average; the main tradeoffs are commute times longer than most cities and a rent burden that leaves many renters stretched thin. A year of median rent ($1,476/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), anyone prioritizing low crime, and remote workers (15% of workers here already work from home).
Other places near Westminster
All Maryland guides →Moving to Reisterstown →
12 mi away · pop. 25,582
Rent $1,600/mo · Income $85,543
Compare with Westminster →Moving to Eldersburg →
12 mi away · pop. 31,695
Rent $1,705/mo · Income $142,954
Compare with Westminster →Moving to Owings Mills →
16 mi away · pop. 37,245
Rent $1,841/mo · Income $96,243
Compare with Westminster →Moving to Garrison →
18 mi away · pop. 9,469
Rent $1,952/mo · Income $102,423
Compare with Westminster →Not sure Westminster is the one?
Put it side by side with another city.