What it's like to live in Springfield

Springfield is a mid-size city in Massachusetts with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Springfield deals with unemployment above the national average, household incomes below the national average, crime rates above the national average, and college degree attainment below the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Above-average unemployment
  • Below-average household incomes
  • Crime above national average
  • Low college degree attainment
  • Below-average hospital ratings
  • High poverty rate

How Springfield compares

Median household income

Springfield$52,656
Massachusetts avg$103,960
US$80,734

Median rent (per month)

Springfield$1,144
Massachusetts avg$1,762
US$1,413

Median home value

Springfield$245,000
Massachusetts avg$562,100
US$332,700

What it takes to move to Springfield

Based on Springfield's median rent, home value and household income

To rent

$2,288

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $45,760 a year
  • 54% of Springfield renters spend 30% or more of their income on rent

To buy

$49,000

a 20% down payment on the median home

  • With 10% down: $24,500
  • Homes cost 4.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 19% below US

$1,144/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,144 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $245,000. Not a steal, but not intimidating either.

Median home value $245,000 · 54% of renters cost-burdened

Job market▲ 60% above US

6.9% unemployment

Unemployment here is 6.9%, well above the national average of 4.3%. Moving with a job already lined up matters more here.

City-level (BLS)

Safety▲ 164% above US

871 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2468/100k · Springfield Police Department · 2025 data

Getting around▼ 22% below US

20 min average commute

Commutes are reasonable, averaging 20.2 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 8% work from home.

How workers get to work

Drive alone
72%
Carpool
11%
Work from home
8.4%
Walk
3.6%
Public transit
2.6%
Other
2.4%

Climate

Summers are warm, with highs around 83°F, and winters are cold and harsh, with lows dropping to 18°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 2.75" precipitationFeb: 2.60" precipitationMar: 3.43" precipitationApr: 4.06" precipitationMay: 3.71" precipitationJun: 4.37" precipitationJul: 4.15" precipitationAug: 3.72" precipitationSep: 4.60" precipitationOct: 4.72" precipitationNov: 3.47" precipitationDec: 3.58" precipitation16°JJan: high 35°F, low 16°FFFeb: high 38°F, low 17°FMMar: high 47°F, low 26°FAApr: high 60°F, low 35°FMMay: high 72°F, low 46°FJJun: high 80°F, low 55°F85°JJul: high 85°F, low 61°FAAug: high 83°F, low 59°FSSep: high 75°F, low 51°FOOct: high 63°F, low 39°FNNov: high 51°F, low 30°FDDec: high 40°F, low 22°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 2.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 43% below US

21% bachelor's degree or higher

College degree attainment runs below average at 21%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

72 public schools inside the boundary

There are 72 public schools inside the boundary and 13 private schools. The student-to-teacher ratio is 11:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Springfield Armory National Historic Site (2 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Springfield's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($1,144/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone moving without a job lined up.

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