What it's like to live in Crystal

Crystal is a small city in Minnesota with home prices that remain within reach, county unemployment below the national average, household incomes running above the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Crystal deals with air quality that falls short of national benchmarks, a population that has been shrinking, a rent burden that leaves many renters stretched thin, and cold, harsh winters.

The good

  • Affordable home prices
  • Low unemployment in the county
  • Higher-than-average incomes
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Air quality concerns
  • Shrinking population
  • High rent burden for renters
  • Cold, harsh winters
  • Snowy winters — 54" per year

How Crystal compares

Median household income

Crystal$92,513
Minnesota avg$89,062
US$80,734

Median rent (per month)

Crystal$1,467
Minnesota avg$1,280
US$1,413

Median home value

Crystal$296,100
Minnesota avg$329,300
US$332,700

What it takes to move to Crystal

Based on Crystal's median rent, home value and household income

To rent

$2,934

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $58,680 a year
  • 52% of Crystal renters spend 30% or more of their income on rent

To buy

$59,220

a 20% down payment on the median home

  • With 10% down: $29,610
  • Homes cost 3.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,467/mo median rent

Rent is pretty middle of the road, at $1,467 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices are reasonable, with a median around $296,100. Not a steal, but not intimidating either.

Median home value $296,100 · 52% of renters cost-burdened

Job market

3.6% county unemployment

Unemployment in Hennepin County is 3.6%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hennepin County (county-wide)

Safety▼ 15% below US

280 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 2261/100k · Crystal Police Department · 2025 data

Getting around▼ 18% below US

21 min average commute

Commutes are reasonable, averaging 21.4 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 21% work from home.

How workers get to work

Drive alone
64%
Work from home
21%
Carpool
9.9%
Public transit
2.7%
Walk
1.1%
Other
0.8%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 10°F.

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°4.5"Jan: 0.61" precipitationFeb: 0.62" precipitationMar: 1.42" precipitationApr: 2.88" precipitationMay: 4.34" precipitationJun: 4.37" precipitationJul: 4.19" precipitationAug: 4.14" precipitationSep: 3.16" precipitationOct: 2.61" precipitationNov: 1.47" precipitationDec: 0.90" precipitation7°JJan: high 24°F, low 7°FFFeb: high 29°F, low 11°FMMar: high 42°F, low 23°FAApr: high 57°F, low 35°FMMay: high 70°F, low 47°FJJun: high 79°F, low 58°F83°JJul: high 83°F, low 63°FAAug: high 81°F, low 61°FSSep: high 73°F, low 52°FOOct: high 58°F, low 38°FNNov: high 42°F, low 26°FDDec: high 29°F, low 13°F

30-year averages, 1991–2020

Education & workforceNear US average

37% bachelor's degree or higher

Education levels run about average, with 37% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

6 public schools inside the boundary

There are 6 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Mississippi National River & Recreation Area (14 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Crystal's strongest points are home prices that remain within reach and county unemployment below the national average; the main tradeoffs are air quality that falls short of national benchmarks and a population that has been shrinking. A year of median rent ($1,467/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (21% of workers here already work from home) and people who want short commutes. It may be a harder fit for anyone who dislikes long, cold winters.

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