What it's like to live in Marshall

Marshall is a small city in Minnesota with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Marshall deals with household incomes below the national average, cold, harsh winters, snowy winters, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Cold, harsh winters
  • Snowy winters — 44" per year
  • Smaller place — fewer dining and entertainment options

How Marshall compares

Median household income

Marshall$68,566
Minnesota avg$89,062
US$80,734

Median rent (per month)

Marshall$779
Minnesota avg$1,280
US$1,413

Median home value

Marshall$210,300
Minnesota avg$329,300
US$332,700

What it takes to move to Marshall

Based on Marshall's median rent, home value and household income

To rent

$1,558

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $31,160 a year
  • 41% of Marshall renters spend 30% or more of their income on rent

To buy

$42,060

a 20% down payment on the median home

  • With 10% down: $21,030
  • Homes cost 3.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 45% below US

$779/mo median rent

Rent here is genuinely low, with median rent around $779 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $210,300. That kind of affordability is rare in today's market.

Median home value $210,300 · 41% of renters cost-burdened

Job market

3.9% county unemployment

Unemployment in Lyon County is 3.9%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Lyon County (county-wide)

Safety▼ 13% below US

285 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 534/100k · Marshall Police Department · 2025 data

Getting around▼ 59% below US

11 min average commute

Commutes run short here, averaging 10.7 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 8 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
69%
Work from home
12%
Carpool
8.7%
Walk
5.3%
Other
4.0%
Public transit
0.9%

Climate

Summers are warm, with highs around 83°F, and winters are cold and harsh, with lows dropping to 7°F.

Average month

High °FLow °FPrecip (in)
-10°10°30°50°70°90°4.5"Jan: 0.86" precipitationFeb: 0.87" precipitationMar: 1.60" precipitationApr: 2.79" precipitationMay: 3.66" precipitationJun: 4.10" precipitationJul: 3.78" precipitationAug: 3.61" precipitationSep: 3.06" precipitationOct: 2.29" precipitationNov: 1.26" precipitationDec: 1.02" precipitation4°JJan: high 25°F, low 4°FFFeb: high 29°F, low 8°FMMar: high 41°F, low 20°FAApr: high 57°F, low 32°FMMay: high 70°F, low 46°FJJun: high 81°F, low 57°F85°JJul: high 85°F, low 61°FAAug: high 82°F, low 59°FSSep: high 75°F, low 50°FOOct: high 60°F, low 36°FNNov: high 43°F, low 23°FDDec: high 30°F, low 10°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforceNear US average

36% bachelor's degree or higher

Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

8 public schools inside the boundary

There are 8 public schools inside the boundary and 4 private schools. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Pipestone National Monument (40 miles away).

Bottom line

Marshall's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and cold, harsh winters. A year of median rent ($779/mo) equals 14% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who dislikes long, cold winters.

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