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Moving to
Lakewood.
Lakewood is an unincorporated community in Ocean County, NJ. It has no city government: the county runs it, and the Census counts it as its own place.
What it's like to live in Lakewood
Lakewood is a large unincorporated community in New Jersey with crime rates well below the national average, commutes that run shorter than most cities, air quality that stays clean most of the year, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Lakewood deals with rent well above the national average, home prices well above the national average, household incomes below the national average, and a poverty rate above the national average.
The good
- Low crime rates
- Short commutes
- Clean air
- Low student-teacher ratio
The not so good
- Rent well above the national average
- High home prices
- Below-average household incomes
- High poverty rate
- High rent burden for renters
- Cold winters
How Lakewood compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Lakewood
Based on Lakewood's median rent, home value and household income
To rent
$3,436
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $68,720 a year
- 71% of Lakewood renters spend 30% or more of their income on rent
To buy
$143,100
a 20% down payment on the median home
- With 10% down: $71,550
- Homes cost 12.6× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 22% above US
$1,718/mo median rent
Rent runs on the higher side, at $1,718 a month median. That premium adds up quickly for renters whose income hasn't kept pace with local prices. Home prices are steep, with a median around $715,500. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $715,500 · 71% of renters cost-burdened
Job market
5.3% county unemployment
Unemployment in Ocean County is 5.3%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Ocean County (county-wide)
Safety▼ 61% below US
129 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 482/100k · Lakewood Township Police Department · 2025 data
Getting around▼ 20% below US
21 min average commute
Commutes are reasonable, averaging 20.8 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 16% work from home.
How workers get to work
Climate
Summers are warm, with highs around 83°F, and winters are cold, with lows around 23°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▼ 11% below US
32% bachelor's degree or higher
Education levels run about average, with 32% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
5 public schools inside the boundary
There are 5 public schools inside the boundary and 22 private schools. The student-to-teacher ratio is 10:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is New Jersey Pinelands National Reserve (24 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Lakewood's strongest points are crime rates well below the national average and commutes that run shorter than most cities; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,718/mo) equals 36% of the median household income here, more than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (16% of workers here already work from home), and people who want short commutes.
Other places near Lakewood
All New Jersey guides →Moving to Point Pleasant →
8 mi away · pop. 19,334
Rent $1,930/mo · Income $115,625
Compare with Lakewood →Moving to Holiday City-Berkeley →
10 mi away · pop. 12,995
Rent $1,640/mo · Income $50,156
Compare with Lakewood →Moving to Toms River →
10 mi away · pop. 94,956
Rent $1,731/mo · Income $100,137
Compare with Lakewood →Moving to West Freehold →
11 mi away · pop. 14,883
Rent $2,144/mo · Income $130,800
Compare with Lakewood →Not sure Lakewood is the one?
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