What it's like to live in Trotwood

Trotwood is a small city in Ohio with rent below the national average, home prices that remain within reach, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Trotwood deals with unemployment above the national average, household incomes below the national average, crime rates above the national average, and air quality that falls short of national benchmarks.

The good

  • Rent below the national average
  • Affordable home prices
  • Average class sizes

The not so good

  • Above-average unemployment
  • Below-average household incomes
  • Crime above national average
  • Air quality concerns
  • Low college degree attainment
  • High poverty rate

How Trotwood compares

Median household income

Trotwood$50,113
Ohio avg$71,389
US$80,734

Median rent (per month)

Trotwood$1,031
Ohio avg$1,034
US$1,413

Median home value

Trotwood$113,200
Ohio avg$214,800
US$332,700

What it takes to move to Trotwood

Based on Trotwood's median rent, home value and household income

To rent

$2,062

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $41,240 a year
  • 48% of Trotwood renters spend 30% or more of their income on rent

To buy

$22,640

a 20% down payment on the median home

  • With 10% down: $11,320
  • Homes cost 2.3× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 27% below US

$1,031/mo median rent

Rent here is genuinely low, with median rent around $1,031 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $113,200. That kind of affordability is rare in today's market.

Median home value $113,200 · 48% of renters cost-burdened

Job market▲ 42% above US

6.1% unemployment

Unemployment here is 6.1%, well above the national average of 4.3%. Moving with a job already lined up matters more here.

City-level (BLS)

Safety▲ 109% above US

689 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 2596/100k · Trotwood Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
77%
Carpool
9.4%
Work from home
8.6%
Public transit
3.9%
Walk
0.9%
Other
0.5%

Climate

Summers are warm, with highs around 85°F, and winters are cold, with lows around 23°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°4.5"Jan: 3.17" precipitationFeb: 2.35" precipitationMar: 3.54" precipitationApr: 4.45" precipitationMay: 4.38" precipitationJun: 4.41" precipitationJul: 4.03" precipitationAug: 3.12" precipitationSep: 3.03" precipitationOct: 3.00" precipitationNov: 3.04" precipitationDec: 3.13" precipitation20°JJan: high 36°F, low 20°FFFeb: high 40°F, low 23°FMMar: high 51°F, low 31°FAApr: high 64°F, low 41°FMMay: high 75°F, low 53°FJJun: high 84°F, low 62°F87°JJul: high 87°F, low 66°FAAug: high 86°F, low 64°FSSep: high 79°F, low 56°FOOct: high 66°F, low 44°FNNov: high 52°F, low 33°FDDec: high 41°F, low 26°F

30-year averages, 1991–2020

Education & workforce▼ 46% below US

19% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Dayton Aviation Heritage National Historical Park (11 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Trotwood's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($1,031/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget. It may be a harder fit for anyone moving without a job lined up.

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