What it's like to live in Ada
Ada is a small city in Oklahoma with rent below the national average, home prices that remain within reach, county unemployment below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Ada deals with household incomes below the national average, hot summers, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.
The good
- Rent below the national average
- Affordable home prices
- Low unemployment in the county
- Short commutes
- Strong hospital ratings
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Hot summers
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Ada compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Ada
Based on Ada's median rent, home value and household income
To rent
$1,788
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $35,760 a year
- 39% of Ada renters spend 30% or more of their income on rent
To buy
$33,860
a 20% down payment on the median home
- With 10% down: $16,930
- Homes cost 3.2× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 37% below US
$894/mo median rent
Rent here is genuinely low, with median rent around $894 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $169,300. That kind of affordability is rare in today's market.
Median home value $169,300 · 39% of renters cost-burdened
Job market
3.0% county unemployment
Unemployment in Pontotoc County is 3.0%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Pontotoc County (county-wide)
Safety▼ 29% below US
235 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 1946/100k · Ada Police Department · 2025 data
Getting around▼ 47% below US
14 min average commute
Commutes run short here, averaging 13.7 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 92°F, and winters are cold, with lows around 30°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Healthcare
3 hospitals
There are 3 Medicare-certified hospitals inside city limits. They average 4.5 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▼ 15% below US
31% bachelor's degree or higher
Education levels run about average, with 31% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
7 public schools inside the boundary
There are 7 public schools inside the boundary. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Chickasaw National Recreation Area (29 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Ada's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and hot summers. A year of median rent ($894/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive.
Other places near Ada
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