What it's like to live in Athens

Athens is a small city in Tennessee with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and a growing population. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Athens deals with household incomes below the national average, crime rates above the national average, very rainy, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Growing population
  • Average class sizes

The not so good

  • Below-average household incomes
  • Crime above national average
  • Very rainy — 60" of rain per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Athens compares

Median household income

Athens$53,929
Tennessee avg$69,595
US$80,734

Median rent (per month)

Athens$846
Tennessee avg$1,189
US$1,413

Median home value

Athens$225,000
Tennessee avg$286,700
US$332,700

What it takes to move to Athens

Based on Athens's median rent, home value and household income

To rent

$1,692

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $33,840 a year
  • 46% of Athens renters spend 30% or more of their income on rent

To buy

$45,000

a 20% down payment on the median home

  • With 10% down: $22,500
  • Homes cost 4.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 40% below US

$846/mo median rent

Rent here is genuinely low, with median rent around $846 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $225,000. That kind of affordability is rare in today's market.

Median home value $225,000 · 46% of renters cost-burdened

Job market

4.4% county unemployment

Unemployment in McMinn County is 4.4%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

McMinn County (county-wide)

Safety▲ 27% above US

418 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 2784/100k · Athens Police Department · 2025 data

Getting around▼ 17% below US

22 min average commute

Commutes are reasonable, averaging 21.7 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work.

How workers get to work

Drive alone
82%
Carpool
9.5%
Work from home
4.9%
Walk
2.3%
Other
1.3%

Climate

Summers are warm, with highs around 87°F, and winters are cold, with lows around 30°F and snow a regular occurrence. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°6"Jan: 5.56" precipitationFeb: 5.07" precipitationMar: 5.51" precipitationApr: 5.50" precipitationMay: 4.59" precipitationJun: 5.03" precipitationJul: 5.52" precipitationAug: 4.03" precipitationSep: 5.20" precipitationOct: 3.58" precipitationNov: 4.88" precipitationDec: 5.91" precipitation28°JJan: high 49°F, low 28°FFFeb: high 53°F, low 31°FMMar: high 62°F, low 37°FAApr: high 71°F, low 45°FMMay: high 79°F, low 55°FJJun: high 85°F, low 63°F88°JJul: high 88°F, low 68°FAAug: high 88°F, low 66°FSSep: high 83°F, low 60°FOOct: high 73°F, low 47°FNNov: high 61°F, low 36°FDDec: high 52°F, low 31°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 36% below US

23% bachelor's degree or higher

College degree attainment runs below average at 23%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Obed Wild & Scenic River (45 miles away). There are 7 national parks and sites within a day's drive.

Bottom line

Athens's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($846/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes.

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