What it's like to live in Crossville

Crossville is a small city in Tennessee with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and a growing population. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Crossville deals with household incomes below the national average, crime rates above the national average, college degree attainment below the national average, and a poverty rate above the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Growing population
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • Low college degree attainment
  • High poverty rate
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options

How Crossville compares

Median household income

Crossville$48,802
Tennessee avg$69,595
US$80,734

Median rent (per month)

Crossville$815
Tennessee avg$1,189
US$1,413

Median home value

Crossville$246,300
Tennessee avg$286,700
US$332,700

What it takes to move to Crossville

Based on Crossville's median rent, home value and household income

To rent

$1,630

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $32,600 a year
  • 35% of Crossville renters spend 30% or more of their income on rent

To buy

$49,260

a 20% down payment on the median home

  • With 10% down: $24,630
  • Homes cost 5.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 42% below US

$815/mo median rent

Rent here is genuinely low, with median rent around $815 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $246,300. Not a steal, but not intimidating either.

Median home value $246,300 · 35% of renters cost-burdened

Job market

4.5% county unemployment

Unemployment in Cumberland County is 4.5%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Cumberland County (county-wide)

Safety▲ 59% above US

524 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 2252/100k · Crossville Police Department · 2025 data

Getting around▼ 25% below US

20 min average commute

Commutes are reasonable, averaging 19.5 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 6% work from home.

How workers get to work

Drive alone
80%
Carpool
10%
Work from home
6.4%
Walk
1.7%
Other
1.5%
Public transit
0.6%

Climate

Summers are warm, with highs around 82°F, and winters are cold, with lows around 29°F and snow a regular occurrence. It's a wet climate overall.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 4.95" precipitationFeb: 5.13" precipitationMar: 5.44" precipitationApr: 5.47" precipitationMay: 5.18" precipitationJun: 4.93" precipitationJul: 5.46" precipitationAug: 3.61" precipitationSep: 4.14" precipitationOct: 3.14" precipitationNov: 4.74" precipitationDec: 5.34" precipitation26°JJan: high 44°F, low 26°FFFeb: high 48°F, low 30°FMMar: high 56°F, low 36°FAApr: high 66°F, low 44°FMMay: high 74°F, low 53°FJJun: high 80°F, low 60°F83°JJul: high 83°F, low 64°FAAug: high 83°F, low 63°FSSep: high 77°F, low 57°FOOct: high 68°F, low 45°FNNov: high 56°F, low 36°FDDec: high 47°F, low 30°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 51% below US

18% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Obed Wild & Scenic River (26 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Crossville's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($815/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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