About

Life in Jersey City

If you're considering a move here, understand upfront that Jersey City has become one of the most expensive places to live in the country—median rent sits around $2,007 a month and home values hover near $567,000—but you're paying for proximity to Manhattan, a genuinely thriving job market, and increasingly, a real neighborhood scene that extends well beyond just getting to work in the city. The job market is solid with a 4.8% unemployment rate, and the waterfront redevelopment over the past few decades has positioned Jersey City as a major hub for banking, finance, and tech, earning it the nickname "Wall Street West"; you're not dependent on commuting to New York for work if you don't want to, though plenty of people do via the PATH train, Holland Tunnel, or ferries in about 37 minutes on average. The city breaks into distinct neighborhoods with different characters—Historic Downtown and Van Vorst Park attract those wanting walkable urban living near shops and restaurants on Newark and Grove Streets; Newport is the gleaming waterfront district of high-rises and planned amenities; Journal Square is where massive development is happening with thousands of new residential units; Greenville appeals to families seeking affordability (still relatively speaking); and the Heights offer a quieter, more residential feel atop the Palisades.

Jersey City at a Glance

Population, income, housing and more

Median Age

34.7 yrs

Poverty Rate

15.6%

Foreign-Born

41.7%

Broadband Internet

92.5%

of households

Population Growth

+3.2%

recent change · Census Bureau

Median household income

Jersey City$97,710
New Jersey avg$103,556
US$80,734

Demographics41.7% foreign-born, most often from India

Who lives in Jersey City: race and ethnicity, ages, households, languages and countries of origin

In Jersey City, the largest foreign-born group is from India (22.6%), and 19.3% of residents speak Spanish at home.

Under 18

19.7%

of residents

65 and Older

11.8%

of residents

Households with Kids

25.8%

anyone under 18

Living Alone

33.6%

of households

Married Couples

37.1%

of households

Avg Household Size

2.33

people

Race & Ethnicity

Asian26.5%
Hispanic or Latino25.7%
White23.5%
Black19.2%
Two or more races3.7%
Other1.2%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

India22.6%
Dominican Republic9.6%
Philippines9.5%
China8.5%
Egypt4.3%
Ecuador2.4%
Guyana2.3%
Pakistan2.0%
Colombia1.9%
Honduras1.6%

Languages Spoken at Home

English only49.1%
Spanish19.3%
Other Indo-European11.5%
Chinese4.5%
Tagalog/Filipino4.2%
Arabic3.6%
Other Asian/Pacific2.1%
French/Haitian1.5%

Cost of Livingrent 17% above NJ average

Rent, home values, and income in Jersey City

In Jersey City, rent runs 17% above the NJ average, and home values are 25% above the NJ average.

Median rent (per month)

Jersey City$2,007
New Jersey avg$1,720
US$1,413

Median home value

Jersey City$566,900
New Jersey avg$454,400
US$332,700

Rent Burdened

42.4%

spending 30%+ of income on rent

Severely Rent Burdened

21.2%

spending 50%+

Cost of Living Index

112.6

metro area (BEA) · US avg = 100

Median Property Tax

$8,627

per year, owner-occupied homes

Homeowners

27.9%

of occupied homes are owned

Typical Home Built

1971

median year built

Vacant Homes

7.4%

of housing units

Home Value Trend

$586,624
$661,700
$656,649
202120222023202420252026

Latest: $656,649 (September 2026)

Jobs & Economyunemployment 0.4 pts below NJ average

Unemployment in Jersey City

Unemployment in Jersey City is 0.4 percentage points lower than the NJ average.

Unemployment rate

Jersey City4.8%
New Jersey avg5.2%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.5%
4.2%
3.7%
3.1%
9.2%
6.8%
3.5%
4.1%
4.4%
4.8%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Jersey City Residents Do for Work · share of employed residents by industry

Professional & business services20.2%
Education & health care19.7%
Finance & real estate14.8%
Retail7.9%
Transportation & utilities6.9%
Arts, hospitality & food service6.8%
Manufacturing5.3%
Construction4.3%

City residents, wherever they work

Commute36.8 min avg

How Jersey City residents get to work, and the nearest airports

In Jersey City, most residents take public transit to work (36%), and 36% get there in under 30 minutes.

How People Get to Work

Drive alone26.1%
Carpool4.2%
Public transit36.1%
Walk5.5%
Work from home24.7%
Other3.4%

Commute Time Distribution

Under 15 min9.8%
15–29 min25.9%
30–44 min28.2%
45–59 min18.1%
60+ min18.0%

Nearest airports · with airline service

  • Newark Liberty International Airport (EWR)

    Major hub23.5M passengers boarded in 2025

    7 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 48% above national average

Crime rates for 2025

Violent crime in Jersey City runs 48% above the national average.

Violent Crime Rate

487.1

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,831

per 100,000 residents

Above average (1,552 national, 2025)

Jersey City Police Department

Natural DisastersFlash Flood most common — 11 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

97.2 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Coastal flooding · Very HighCold wave · HighHeat wave · HighInland flooding · HighStrong wind · High

Hudson County, county-wide · FEMA NRI December 2025

In Hudson County, which includes Jersey City, the most common type is flash flood, with 11 recorded events in 2025.

Most common events:

Flash FloodWinter WeatherHigh WindThunderstorm WindWinter Storm

Storm events by year

YearEventsTop TypeProperty Damage
202511Winter Weather$3,500
20249Winter WeatherNone reported
20235High WindNone reported
20226High WindNone reported
202114Flash FloodNone reported
202011Flash Flood$103,000
201914Winter Weather$67,000
201814Flash Flood$53,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Hudson County, county-wide

Air Quality41 median AQI — Good

Days by air quality category (2025)

Air quality in Hudson County, which includes Jersey City, is typically good — 261 good-air days per year.

Median AQI

41

Good Days

261

per year

Moderate Days

101

per year

Unhealthy Days

0

per year

Hudson County, county-wide

Climate84°F summers, 27°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Jersey City has warm summers (avg high 84°F) and cold winters (avg low 27°F).

Spring (Mar–May)

61°/43°F

avg high / low

Summer (Jun–Aug)

84°/66°F

avg high / low

Fall (Sep–Nov)

66°/49°F

avg high / low

Winter (Dec–Feb)

42°/27°F

avg high / low

Annual Precipitation

50.4"

Annual Snowfall

28.2"

Hot Days/Year

31

days above 90°F

Freeze Days/Year

83

days below 32°F

Rainy Days/Year

120

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.66" precipitationFeb: 3.26" precipitationMar: 4.30" precipitationApr: 4.07" precipitationMay: 4.36" precipitationJun: 4.87" precipitationJul: 4.81" precipitationAug: 4.38" precipitationSep: 4.33" precipitationOct: 4.15" precipitationNov: 3.65" precipitationDec: 4.58" precipitation25°JJan: high 39°F, low 25°FFFeb: high 42°F, low 26°FMMar: high 50°F, low 33°FAApr: high 62°F, low 43°FMMay: high 72°F, low 54°FJJun: high 82°F, low 63°F87°JJul: high 87°F, low 69°FAAug: high 85°F, low 67°FSSep: high 78°F, low 60°FOOct: high 66°F, low 48°FNNov: high 54°F, low 38°FDDec: high 44°F, low 31°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan39°F25°F3.66"
Feb42°F26°F3.26"
Mar50°F33°F4.30"
Apr62°F43°F4.07"
May72°F54°F4.36"
Jun82°F63°F4.87"
Jul87°F69°F4.81"
Aug85°F67°F4.38"
Sep78°F60°F4.33"
Oct66°F48°F4.15"
Nov54°F38°F3.65"
Dec44°F31°F4.58"

Healthcare2 hospitals, avg 2.5/5

Hospitals, ratings, and health insurance in Jersey City

Jersey City has 2 hospitals, averaging 2.5 out of 5 on CMS's quality rating — below-average care.

Hospitals

2

within city limits

Uninsured

8.5%

of residents

Avg Hospital Rating

2.5 / 5

Jersey City Medical Center

Acute Care Hospitals · ER available

Heights University Hospital

Acute Care Hospitals

Nearby hospitals · within 15 miles

Carepoint Health-hoboken University Medical Center

Acute Care Hospitals · 2.6 mi away · Hoboken

Carepoint Health - Bayonne Medical Center

Acute Care Hospitals · 3.9 mi away · Bayonne

Ny Eye and Ear Infirmary of Mount Sinai

Acute Care Hospitals · 4.4 mi away · New York

Not rated

Adult Health · vs. the typical US place

Obesity26.2%US 36.8%
Diabetes9.6%US 12.6%
High blood pressure26.6%US 37.1%
Current smoking10.3%US 15.0%
No leisure-time physical activity26.0%US 26.6%
Depression13.9%US 23.0%
Asthma8.6%US 10.7%
Routine checkup in past year75.2%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education12.6:1 student/teacher ratio

Schools and degree attainment in Jersey City

Jersey City's student/teacher ratio is 12.6:1 (lower than the national average of 16:1), and 54.8% of adults 25+ hold a bachelor's degree or higher.

Public Schools

53

within city limits

Private Schools

23

within city limits

College Degree Rate

54.8%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

12.6:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Jersey City

Hudson County Community College

Public · 2-year · 6,626 students · in-state tuition $5,854 · 24% graduate · median earnings $41,407 (10 yrs after entry)

New Jersey City University

Public · 4-year · 3,681 students · in-state tuition $15,604 · 53% graduate · median earnings $59,538 (10 yrs after entry)

Saint Peter's University

Private nonprofit · 4-year · 2,135 students · in-state tuition $43,170 · 61% graduate · median earnings $63,525 (10 yrs after entry)

Eastern International College-Jersey City

Private for-profit · 4-year · 495 students · in-state tuition $18,383 · 46% graduate · median earnings $46,594 (10 yrs after entry)

Nearby Colleges (within 15 miles)

New York University

3.7 mi away

Private nonprofit · 4-year · 28,663 students · in-state tuition $65,622 · 89% graduate · median earnings $90,957 (10 yrs after entry)

CUNY Borough of Manhattan Community College

2.8 mi away

Public · 2-year · 18,623 students · in-state tuition $5,170 · 33% graduate · median earnings $47,784 (10 yrs after entry)

CUNY Hunter College

6.6 mi away

Public · 4-year · 16,289 students · in-state tuition $7,382 · 59% graduate · median earnings $70,502 (10 yrs after entry)

CUNY Bernard M Baruch College

4.7 mi away

Public · 4-year · 16,154 students · in-state tuition $7,462 · 72% graduate · median earnings $83,742 (10 yrs after entry)

CUNY New York City College of Technology

4.2 mi away

Public · 4-year · 13,580 students · in-state tuition $7,332 · 32% graduate · median earnings $57,019 (10 yrs after entry)

CUNY Queens College

12.9 mi away

Public · 4-year · 12,550 students · in-state tuition $7,538 · 57% graduate · median earnings $68,324 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Ellis Island Part of Statue of Liberty National Monument, 2 mi

Nearby national parks, recreation areas and public libraries for Jersey City

Jersey City has 8 nearby national parks or recreation areas, closest being Ellis Island Part of Statue of Liberty National Monument (2 mi away).

Nearby National Parks & Recreation Areas

Ellis Island Part of Statue of Liberty National Monument

Part of Statue of Liberty National Monument

2 mi away

Statue Of Liberty National Monument

National Monument

2 mi away

African Burial Ground National Monument

National Monument

3 mi away

Castle Clinton National Monument

National Monument

3 mi away

Federal Hall National Memorial

National Memorial

3 mi away

Governors Island National Monument

National Monument

3 mi away

Lower East Side Tenement Museum National Historic Site

National Historic Site

4 mi away

National Parks of New York Harbor

National Park Site

4 mi away

Public Libraries in Jersey City

Jersey City Public Library

472 Jersey Avenue, Jersey City

Central library~43 hrs/week

Five Corners Branch

678 Newark Ave., Jersey City

Branch~43 hrs/week

Glenn D. Cunningham Branch

275 Martin Luther King Dr., Jersey City

Branch~43 hrs/week

Greenville Branch

1841 Kennedy Blvd., Jersey City

Branch~43 hrs/week

Hudson City Branch

14 Zabriskie St., Jersey City

Branch~43 hrs/week

Lafayette Branch

307 Pacific Ave., Jersey City

Branch~38 hrs/week

Marion Branch

1017 West Side Ave., Jersey City

Branch~35 hrs/week

Miller Branch

489 Bergen Ave., Jersey City

Branch~43 hrs/week

Pavonia Branch

326 Eighth Ave., Jersey City

Branch~43 hrs/week

West Bergen Branch

503 West Side Ave., Jersey City

Branch~35 hrs/week

Cities Near Jersey City

The closest cities within 60 miles

Planning a move to Jersey City?

Read our full moving guide — what it's really like to live here.

Moving to Jersey City →

Jersey City FAQ

Is Jersey City, New Jersey affordable?⌄

Jersey City's median rent is $2,007/month, which is significantly above the national average. The median household income is $97,710/year. Median home value is $566,900.

Is Jersey City, New Jersey safe?⌄

Jersey City's violent crime rate was 487 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1831 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Jersey City, New Jersey?⌄

Jersey City has an unemployment rate of 4.8%, which is slightly above the national average of 4.3%.

What is the cost of living in Jersey City, New Jersey?⌄

The cost of living in Jersey City is primarily driven by housing. Median rent is $2,007/month and median household income is $97,710/year. The median home value is $566,900. About 42% of renters spend more than 30% of their income on housing.

How is the commute in Jersey City, New Jersey?⌄

The average commute in Jersey City is 37 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from