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Living in
Oswego.
About
Life in Oswego
Living in Oswego means embracing life as a port city on Lake Ontario's southeastern shore, roughly 40 miles northwest of Syracuse—close enough for job access, far enough to feel like you're in a different world. The cost of living is genuinely affordable: median home values hover around $120,600 with median rent at about $1,109 a month, and that money stretches further than in most Northeast communities. The job market is stable if not explosive, centered around manufacturing and services with a 4.3% unemployment rate, though many residents do commute south to Syracuse for bigger opportunities; the average commute is under 20 minutes, which helps.
Oswego at a Glance
Population, income, housing and more
Median Age
35.7 yrs
Poverty Rate
20.6%
Foreign-Born
2.5%
Broadband Internet
91.0%
of households
Population Growth
+0.6%
recent change · Census Bureau
Median household income
Demographics2.5% foreign-born, most often from Canada
Who lives in Oswego: race and ethnicity, ages, households, languages and countries of origin
In Oswego, the largest foreign-born group is from Canada (11.3%), and 2.8% of residents speak Spanish at home.
Under 18
21.9%
of residents
65 and Older
18.3%
of residents
Households with Kids
28.0%
anyone under 18
Living Alone
34.6%
of households
Married Couples
35.4%
of households
Avg Household Size
2.25
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 32% below NY average
Rent, home values, and income in Oswego
In Oswego, rent runs 32% below the NY average, and home values are 72% below the NY average.
Median rent (per month)
Median home value
Rent Burdened
57.4%
spending 30%+ of income on rent
Severely Rent Burdened
29.5%
spending 50%+
Cost of Living Index
95.7
metro area (BEA) · US avg = 100
Median Property Tax
$3,362
per year, owner-occupied homes
Homeowners
50.2%
of occupied homes are owned
Vacant Homes
14.7%
of housing units
Jobs & Economyunemployment about average for NY
Unemployment in Oswego
Unemployment in Oswego County, which includes Oswego, is close to the NY average.
Unemployment rate
Oswego: Oswego County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Oswego County (county-wide) · Annual averages
What Oswego Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute18.5 min avg
How Oswego residents get to work, and the nearest airports
In Oswego, most residents drive alone to work (73%), and 76% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 31 mi
Syracuse Hancock International Airport (SYR)
Small hub1.4M passengers boarded in 2025
- 117 mi
Buffalo Niagara International Airport (BUF)
Medium hub2.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 8% below national average
Crime rates for 2025
Violent crime in Oswego runs 8% below the national average.
Violent Crime Rate
304.5
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
2,096.3
per 100,000 residents
Above average (1,552 national, 2025)
Oswego City Police Department
Natural DisastersThunderstorm Wind most common — 23 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
67.6 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Oswego County, county-wide · FEMA NRI December 2025
In Oswego County, which includes Oswego, the most common type is thunderstorm wind, with 23 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 23 | Thunderstorm Wind | $45,500 |
| 2024 | 24 | Thunderstorm Wind | $102,500 |
| 2023 | 14 | Thunderstorm Wind | $38,000 |
| 2022 | 21 | Lake-Effect Snow | $73,000 |
| 2021 | 18 | Thunderstorm Wind | $154,500 |
| 2020 | 18 | Lake-Effect Snow | $12,000 |
| 2019 | 32 | Winter Storm | $6.1M |
| 2018 | 17 | Lake-Effect Snow | $257,500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Oswego County, county-wide
Air Quality34 median AQI — Good
Days by air quality category (2025)
Air quality in Oswego County, which includes Oswego, is typically good — 319 good-air days per year.
Median AQI
34
Good Days
319
per year
Moderate Days
9
per year
Unhealthy Days
0
per year
Oswego County, county-wide
Climate78°F summers, 22°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Oswego has mild summers (avg high 78°F) and cold winters (avg low 22°F).
Spring (Mar–May)
53°/38°F
avg high / low
Summer (Jun–Aug)
78°/61°F
avg high / low
Fall (Sep–Nov)
59°/45°F
avg high / low
Winter (Dec–Feb)
34°/22°F
avg high / low
Annual Precipitation
43.1"
Annual Snowfall
140.1"
Hot Days/Year
3
days above 90°F
Freeze Days/Year
119
days below 32°F
Rainy Days/Year
172
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 31°F | 19°F | 3.76" |
| Feb | 33°F | 20°F | 2.85" |
| Mar | 41°F | 27°F | 3.03" |
| Apr | 53°F | 37°F | 3.48" |
| May | 66°F | 48°F | 3.29" |
| Jun | 75°F | 57°F | 3.38" |
| Jul | 80°F | 63°F | 3.37" |
| Aug | 79°F | 62°F | 3.45" |
| Sep | 72°F | 55°F | 3.92" |
| Oct | 59°F | 45°F | 4.59" |
| Nov | 47°F | 35°F | 4.12" |
| Dec | 37°F | 26°F | 3.89" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Oswego
Oswego has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
4.8%
of residents
Avg Hospital Rating
3.0 / 5
Oswego Hospital
Acute Care Hospitals · ER available
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education12.6:1 student/teacher ratio
Schools and degree attainment in Oswego
Oswego's student/teacher ratio is 12.6:1 (lower than the national average of 16:1), and 26.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
1
within city limits
College Degree Rate
26.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
12.6:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: Harriet Tubman National Historical Park, 38 mi
Nearby national parks, recreation areas and public libraries for Oswego
Oswego has 3 nearby national parks or recreation areas, closest being Harriet Tubman National Historical Park (38 mi away).
Nearby National Parks & Recreation Areas
Harriet Tubman National Historical Park
National Historical Park
38 mi awayWomen's Rights National Historical Park
National Historical Park
41 mi awayFort Stanwix National Monument
National Monument
55 mi awayPublic Libraries in Oswego
Oswego School District Public Library
120 East Second Street, Oswego
Cities Near Oswego
The closest cities within 60 miles
Planning a move to Oswego?
Read our full moving guide — what it's really like to live here.
Oswego FAQ
Is Oswego, New York affordable?⌄
Oswego's median rent is $1,109/month, which is below the national average, making it relatively affordable. The median household income is $53,172/year. Median home value is $120,600.
Is Oswego, New York safe?⌄
Oswego's violent crime rate was 305 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 2096 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Oswego, New York?⌄
Oswego County, which includes Oswego, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.
What is the cost of living in Oswego, New York?⌄
The cost of living in Oswego is primarily driven by housing. Median rent is $1,109/month and median household income is $53,172/year. The median home value is $120,600. About 57% of renters spend more than 30% of their income on housing.
How is the commute in Oswego, New York?⌄
The average commute in Oswego is 19 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from