About

Life in Oswego

Living in Oswego means embracing life as a port city on Lake Ontario's southeastern shore, roughly 40 miles northwest of Syracuse—close enough for job access, far enough to feel like you're in a different world. The cost of living is genuinely affordable: median home values hover around $120,600 with median rent at about $1,109 a month, and that money stretches further than in most Northeast communities. The job market is stable if not explosive, centered around manufacturing and services with a 4.3% unemployment rate, though many residents do commute south to Syracuse for bigger opportunities; the average commute is under 20 minutes, which helps.

Oswego at a Glance

Population, income, housing and more

Median Age

35.7 yrs

Poverty Rate

20.6%

Foreign-Born

2.5%

Broadband Internet

91.0%

of households

Population Growth

+0.6%

recent change · Census Bureau

Median household income

Oswego$53,172
New York avg$85,974
US$80,734

Demographics2.5% foreign-born, most often from Canada

Who lives in Oswego: race and ethnicity, ages, households, languages and countries of origin

In Oswego, the largest foreign-born group is from Canada (11.3%), and 2.8% of residents speak Spanish at home.

Under 18

21.9%

of residents

65 and Older

18.3%

of residents

Households with Kids

28.0%

anyone under 18

Living Alone

34.6%

of households

Married Couples

35.4%

of households

Avg Household Size

2.25

people

Race & Ethnicity

White88.1%
Hispanic or Latino5.6%
Two or more races3.5%
Asian1.1%
Other0.9%
Black0.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Canada11.3%
Uzbekistan9.7%
India7.5%
Portugal5.2%
Ukraine5.0%
Scotland4.7%
El Salvador4.7%
Brazil4.7%
Nepal4.5%
China4.5%

Languages Spoken at Home

English only94.4%
Spanish2.8%
Other Indo-European0.6%
Russian/Slavic0.5%
Other Asian/Pacific0.5%
Korean0.4%
Chinese0.3%
German/Germanic0.2%

Cost of Livingrent 32% below NY average

Rent, home values, and income in Oswego

In Oswego, rent runs 32% below the NY average, and home values are 72% below the NY average.

Median rent (per month)

Oswego$1,109
New York avg$1,621
US$1,413

Median home value

Oswego$120,600
New York avg$423,800
US$332,700

Rent Burdened

57.4%

spending 30%+ of income on rent

Severely Rent Burdened

29.5%

spending 50%+

Cost of Living Index

95.7

metro area (BEA) · US avg = 100

Median Property Tax

$3,362

per year, owner-occupied homes

Homeowners

50.2%

of occupied homes are owned

Vacant Homes

14.7%

of housing units

Jobs & Economyunemployment about average for NY

Unemployment in Oswego

Unemployment in Oswego County, which includes Oswego, is close to the NY average.

Unemployment rate

Oswego4.3%
New York avg4.3%
US4.3%

Oswego: Oswego County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

6.3%
6.2%
5.3%
5.1%
8.5%
5.4%
4%
4%
4.1%
4.3%
2016201720182019202020212022202320242025

Oswego County (county-wide) · Annual averages

What Oswego Residents Do for Work · share of employed residents by industry

Education & health care31.3%
Retail16.4%
Arts, hospitality & food service9.9%
Transportation & utilities7.4%
Manufacturing6.6%
Finance & real estate5.5%
Public administration5.4%
Professional & business services5.1%

City residents, wherever they work

Commute18.5 min avg

How Oswego residents get to work, and the nearest airports

In Oswego, most residents drive alone to work (73%), and 76% get there in under 30 minutes.

How People Get to Work

Drive alone72.8%
Carpool9.7%
Public transit2.2%
Walk5.6%
Work from home8.6%
Other1.0%

Commute Time Distribution

Under 15 min52.7%
15–29 min22.9%
30–44 min11.7%
45–59 min10.1%
60+ min2.6%

Nearest airports · with airline service

  • Syracuse Hancock International Airport (SYR)

    Small hub1.4M passengers boarded in 2025

    31 mi
  • Buffalo Niagara International Airport (BUF)

    Medium hub2.5M passengers boarded in 2025

    117 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 8% below national average

Crime rates for 2025

Violent crime in Oswego runs 8% below the national average.

Violent Crime Rate

304.5

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

2,096.3

per 100,000 residents

Above average (1,552 national, 2025)

Oswego City Police Department

Natural DisastersThunderstorm Wind most common — 23 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

67.6 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Ice storm · HighWinter weather · HighLightning · ModerateInland flooding · ModerateStrong wind · Moderate

Oswego County, county-wide · FEMA NRI December 2025

In Oswego County, which includes Oswego, the most common type is thunderstorm wind, with 23 recorded events in 2025.

Most common events:

Thunderstorm WindLake-Effect SnowWinter StormHigh WindFlood

Storm events by year

YearEventsTop TypeProperty Damage
202523Thunderstorm Wind$45,500
202424Thunderstorm Wind$102,500
202314Thunderstorm Wind$38,000
202221Lake-Effect Snow$73,000
202118Thunderstorm Wind$154,500
202018Lake-Effect Snow$12,000
201932Winter Storm$6.1M
201817Lake-Effect Snow$257,500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

2 earthquakes of magnitude 2.5+ within 100 miles in the past year

Oswego County, county-wide

Air Quality34 median AQI — Good

Days by air quality category (2025)

Air quality in Oswego County, which includes Oswego, is typically good — 319 good-air days per year.

Median AQI

34

Good Days

319

per year

Moderate Days

9

per year

Unhealthy Days

0

per year

Oswego County, county-wide

Climate78°F summers, 22°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Oswego has mild summers (avg high 78°F) and cold winters (avg low 22°F).

Spring (Mar–May)

53°/38°F

avg high / low

Summer (Jun–Aug)

78°/61°F

avg high / low

Fall (Sep–Nov)

59°/45°F

avg high / low

Winter (Dec–Feb)

34°/22°F

avg high / low

Annual Precipitation

43.1"

Annual Snowfall

140.1"

Hot Days/Year

3

days above 90°F

Freeze Days/Year

119

days below 32°F

Rainy Days/Year

172

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.76" precipitationFeb: 2.85" precipitationMar: 3.03" precipitationApr: 3.48" precipitationMay: 3.29" precipitationJun: 3.38" precipitationJul: 3.37" precipitationAug: 3.45" precipitationSep: 3.92" precipitationOct: 4.59" precipitationNov: 4.12" precipitationDec: 3.89" precipitation19°JJan: high 31°F, low 19°FFFeb: high 33°F, low 20°FMMar: high 41°F, low 27°FAApr: high 53°F, low 37°FMMay: high 66°F, low 48°FJJun: high 75°F, low 57°F80°JJul: high 80°F, low 63°FAAug: high 79°F, low 62°FSSep: high 72°F, low 55°FOOct: high 59°F, low 45°FNNov: high 47°F, low 35°FDDec: high 37°F, low 26°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan31°F19°F3.76"
Feb33°F20°F2.85"
Mar41°F27°F3.03"
Apr53°F37°F3.48"
May66°F48°F3.29"
Jun75°F57°F3.38"
Jul80°F63°F3.37"
Aug79°F62°F3.45"
Sep72°F55°F3.92"
Oct59°F45°F4.59"
Nov47°F35°F4.12"
Dec37°F26°F3.89"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Oswego

Oswego has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

4.8%

of residents

Avg Hospital Rating

3.0 / 5

Oswego Hospital

Acute Care Hospitals · ER available

Adult Health · vs. the typical US place

Obesity36.4%US 36.8%
Diabetes11.2%US 12.6%
High blood pressure34.7%US 37.1%
Current smoking15.3%US 15.0%
No leisure-time physical activity29.3%US 26.6%
Depression22.2%US 23.0%
Asthma11.5%US 10.7%
Routine checkup in past year80.2%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education12.6:1 student/teacher ratio

Schools and degree attainment in Oswego

Oswego's student/teacher ratio is 12.6:1 (lower than the national average of 16:1), and 26.1% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

1

within city limits

College Degree Rate

26.1%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

12.6:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Harriet Tubman National Historical Park, 38 mi

Nearby national parks, recreation areas and public libraries for Oswego

Oswego has 3 nearby national parks or recreation areas, closest being Harriet Tubman National Historical Park (38 mi away).

Nearby National Parks & Recreation Areas

Harriet Tubman National Historical Park

National Historical Park

38 mi away

Women's Rights National Historical Park

National Historical Park

41 mi away

Fort Stanwix National Monument

National Monument

55 mi away

Public Libraries in Oswego

Oswego School District Public Library

120 East Second Street, Oswego

Central library~53 hrs/week

Cities Near Oswego

The closest cities within 60 miles

Planning a move to Oswego?

Read our full moving guide — what it's really like to live here.

Moving to Oswego →

Oswego FAQ

Is Oswego, New York affordable?⌄

Oswego's median rent is $1,109/month, which is below the national average, making it relatively affordable. The median household income is $53,172/year. Median home value is $120,600.

Is Oswego, New York safe?⌄

Oswego's violent crime rate was 305 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 2096 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Oswego, New York?⌄

Oswego County, which includes Oswego, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.

What is the cost of living in Oswego, New York?⌄

The cost of living in Oswego is primarily driven by housing. Median rent is $1,109/month and median household income is $53,172/year. The median home value is $120,600. About 57% of renters spend more than 30% of their income on housing.

How is the commute in Oswego, New York?⌄

The average commute in Oswego is 19 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from