About

Life in Chelsea

Chelsea is one of the most densely packed cities in the country, so if you're moving here, you're choosing urban living without suburbs or breathing room—100% of the city is classified as urban. The housing market is relatively affordable compared to surrounding Boston neighborhoods, with a median home value around $493,500 and median rent near $1,956 monthly, though you're paying for proximity to the city rather than space. The schools are a genuine consideration—the public school system has historically underperformed on state rankings and struggles with high student turnover, though charter options like Excel Academy and Phoenix Charter Academy exist alongside community college access.

Chelsea at a Glance

Population, income, housing and more

Median Age

34.4 yrs

Poverty Rate

20.7%

Foreign-Born

46.1%

Broadband Internet

86.6%

of households

Population Growth

-1.5%

recent change · Census Bureau

Median household income

Chelsea$72,179
Massachusetts avg$103,960
US$80,734

Demographics46.1% foreign-born, most often from El Salvador

Who lives in Chelsea: race and ethnicity, ages, households, languages and countries of origin

In Chelsea, the largest foreign-born group is from El Salvador (34.8%), and 60.4% of residents speak Spanish at home.

Under 18

24.4%

of residents

65 and Older

10.5%

of residents

Households with Kids

35.4%

anyone under 18

Living Alone

31.7%

of households

Married Couples

33.7%

of households

Avg Household Size

2.85

people

Race & Ethnicity

Hispanic or Latino67.3%
White17.7%
Black7.1%
Two or more races4.9%
Asian2.1%
Other1.0%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

El Salvador34.8%
Guatemala12.9%
Honduras12.2%
Dominican Republic5.2%
Other Central America5.0%
Colombia3.7%
Brazil3.5%
Haiti1.8%
Morocco1.6%
Ethiopia1.3%

Languages Spoken at Home

Spanish60.4%
English only29.4%
Other Indo-European2.9%
Arabic1.8%
Other1.6%
French/Haitian1.4%
Russian/Slavic1.0%
Chinese0.6%

Cost of Livingrent 11% above MA average

Rent, home values, and income in Chelsea

In Chelsea, rent runs 11% above the MA average, and home values are 12% below the MA average.

Median rent (per month)

Chelsea$1,956
Massachusetts avg$1,762
US$1,413

Median home value

Chelsea$493,500
Massachusetts avg$562,100
US$332,700

Rent Burdened

57.8%

spending 30%+ of income on rent

Severely Rent Burdened

32.8%

spending 50%+

Cost of Living Index

108.3

metro area (BEA) · US avg = 100

Median Property Tax

$3,321

per year, owner-occupied homes

Homeowners

26.0%

of occupied homes are owned

Typical Home Built

1941

median year built

Vacant Homes

3.2%

of housing units

Home Value Trend

$460,818
$521,024
$518,838
202120222023202420252026

Latest: $518,838 (September 2026)

Jobs & Economyunemployment 0.4 pts above MA average

Unemployment in Chelsea

Unemployment in Chelsea is 0.4 percentage points higher than the MA average.

Unemployment rate

Chelsea4.9%
Massachusetts avg4.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

3.8%
3.7%
3.5%
3.1%
13.1%
6.8%
4.2%
3.7%
4.4%
4.9%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Chelsea Residents Do for Work · share of employed residents by industry

Education & health care21.4%
Arts, hospitality & food service13.8%
Construction13.6%
Professional & business services12.4%
Transportation & utilities8.5%
Retail8.3%
Manufacturing5.4%
Wholesale trade4.3%

City residents, wherever they work

Commute32.9 min avg

How Chelsea residents get to work, and the nearest airports

In Chelsea, most residents drive alone to work (46%), and 46% get there in under 30 minutes.

How People Get to Work

Drive alone46.1%
Carpool13.8%
Public transit20.9%
Walk5.3%
Work from home10.4%
Other3.5%

Commute Time Distribution

Under 15 min17.7%
15–29 min28.4%
30–44 min25.7%
45–59 min10.4%
60+ min17.7%

Nearest airports · with airline service

  • Boston Logan International Airport (BOS)

    Major hub21.0M passengers boarded in 2025

    3 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 140% above national average

Crime rates for 2025

Violent crime in Chelsea runs 140% above the national average.

Violent Crime Rate

791.1

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,415.1

per 100,000 residents

Below average (1,552 national, 2025)

Chelsea Police Department

Natural DisastersStrong Wind most common — 5 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

93.5 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Lightning · Very HighCoastal flooding · HighCold wave · HighHeat wave · HighHurricane · High

Suffolk County, county-wide · FEMA NRI December 2025

In Suffolk County, which includes Chelsea, the most common type is strong wind, with 5 recorded events in 2025.

Most common events:

Strong WindHigh WindCoastal FloodThunderstorm WindFlood

Storm events by year

YearEventsTop TypeProperty Damage
20255Strong Wind$5,500
20249Coastal Flood$2,500
202312Flash Flood$5,000
202214Strong Wind$12,600
202115High Wind$95,200
202025Strong Wind$6,100
201918Strong Wind$64,100
201829Strong Wind$49,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Suffolk County, county-wide

Air Quality37 median AQI — Good

Days by air quality category (2025)

Air quality in Suffolk County, which includes Chelsea, is typically good — 279 good-air days per year.

Median AQI

37

Good Days

279

per year

Moderate Days

84

per year

Unhealthy Days

0

per year

Suffolk County, county-wide

Climate80°F summers, 26°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Chelsea has mild summers (avg high 80°F) and cold winters (avg low 26°F).

Spring (Mar–May)

56°/41°F

avg high / low

Summer (Jun–Aug)

80°/64°F

avg high / low

Fall (Sep–Nov)

62°/48°F

avg high / low

Winter (Dec–Feb)

39°/26°F

avg high / low

Annual Precipitation

50.5"

Annual Snowfall

49.2"

Hot Days/Year

14

days above 90°F

Freeze Days/Year

92

days below 32°F

Rainy Days/Year

128

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°4.5"Jan: 3.39" precipitationFeb: 3.21" precipitationMar: 4.17" precipitationApr: 3.63" precipitationMay: 3.25" precipitationJun: 3.89" precipitationJul: 3.27" precipitationAug: 3.23" precipitationSep: 3.56" precipitationOct: 4.03" precipitationNov: 3.66" precipitationDec: 4.30" precipitation23°JJan: high 37°F, low 23°FFFeb: high 39°F, low 25°FMMar: high 46°F, low 31°FAApr: high 56°F, low 41°FMMay: high 67°F, low 50°FJJun: high 76°F, low 60°F82°JJul: high 82°F, low 66°FAAug: high 80°F, low 65°FSSep: high 73°F, low 58°FOOct: high 62°F, low 48°FNNov: high 52°F, low 38°FDDec: high 42°F, low 29°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan37°F23°F3.39"
Feb39°F25°F3.21"
Mar46°F31°F4.17"
Apr56°F41°F3.63"
May67°F50°F3.25"
Jun76°F60°F3.89"
Jul82°F66°F3.27"
Aug80°F65°F3.23"
Sep73°F58°F3.56"
Oct62°F48°F4.03"
Nov52°F38°F3.66"
Dec42°F29°F4.30"

Healthcare

Hospitals, ratings, and health insurance in Chelsea

Uninsured

3.4%

of residents

No hospitals inside Chelsea's limits — nearest hospitals · within 15 miles

The Shriners' Hospital for Children - Boston

Childrens · 2.9 mi away · Boston

Not rated

Massachusetts General Hospital

Acute Care Hospitals · ER available · 3 mi away · Boston

Massachusetts Eye and Ear Infirmary -

Acute Care Hospitals · ER available · 3 mi away · Boston

Not rated

Adult Health · vs. the typical US place

Obesity28.7%US 36.8%
Diabetes11.5%US 12.6%
High blood pressure28.0%US 37.1%
Current smoking15.3%US 15.0%
No leisure-time physical activity34.7%US 26.6%
Depression22.7%US 23.0%
Asthma11.2%US 10.7%
Routine checkup in past year75.5%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education12.5:1 student/teacher ratio

Schools and degree attainment in Chelsea

Chelsea's student/teacher ratio is 12.5:1 (lower than the national average of 16:1), and 22.2% of adults 25+ hold a bachelor's degree or higher.

Public Schools

12

within city limits

Private Schools

1

within city limits

College Degree Rate

22.2%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

12.5:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Chelsea (within 15 miles)

Boston University

4.9 mi away

Private nonprofit · 4-year · 18,248 students · in-state tuition $71,372 · 89% graduate · median earnings $89,087 (10 yrs after entry)

Northeastern University

4.8 mi away

Private nonprofit · 4-year · 17,326 students · in-state tuition $69,289 · 91% graduate · median earnings $99,371 (10 yrs after entry)

University of Massachusetts-Boston

5.7 mi away

Public · 4-year · 11,512 students · in-state tuition $16,558 · 62% graduate · median earnings $70,597 (10 yrs after entry)

Boston College

8.1 mi away

Private nonprofit · 4-year · 10,085 students · in-state tuition $73,508 · 91% graduate · median earnings $112,178 (10 yrs after entry)

Bunker Hill Community College

2.4 mi away

Public · 2-year · 8,612 students · in-state tuition $6,288 · 22% graduate · median earnings $51,734 (10 yrs after entry)

Harvard University

4.6 mi away

Private nonprofit · 4-year · 7,601 students · in-state tuition $64,796 · 98% graduate · median earnings $121,957 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Boston National Historical Park, 2 mi

Nearby national parks, recreation areas and public libraries for Chelsea

Chelsea has 8 nearby national parks or recreation areas, closest being Boston National Historical Park (2 mi away).

Nearby National Parks & Recreation Areas

Boston National Historical Park

National Historical Park

2 mi away

Boston African American National Historic Site

National Historic Site

3 mi away

Longfellow House Washington's Headquarters National Historic Site

National Historic Site

5 mi away

Saugus Iron Works National Historic Site

National Historic Site

5 mi away

John Fitzgerald Kennedy National Historic Site

National Historic Site

6 mi away

Frederick Law Olmsted National Historic Site

National Historic Site

7 mi away

Boston Harbor Islands National Recreation Area

National Recreation Area

8 mi away

Adams National Historical Park

National Historical Park

10 mi away

Public Libraries in Chelsea

Chelsea Public Library

569 Broadway, Chelsea

Central library~53 hrs/week

Cities Near Chelsea

The closest cities within 60 miles

Planning a move to Chelsea?

Read our full moving guide — what it's really like to live here.

Moving to Chelsea →

Chelsea FAQ

Is Chelsea, Massachusetts affordable?⌄

Chelsea's median rent is $1,956/month, which is significantly above the national average. The median household income is $72,179/year. Median home value is $493,500.

Is Chelsea, Massachusetts safe?⌄

Chelsea's violent crime rate was 791 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 1415 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Chelsea, Massachusetts?⌄

Chelsea has an unemployment rate of 4.9%, which is slightly above the national average of 4.3%.

What is the cost of living in Chelsea, Massachusetts?⌄

The cost of living in Chelsea is primarily driven by housing. Median rent is $1,956/month and median household income is $72,179/year. The median home value is $493,500. About 58% of renters spend more than 30% of their income on housing.

How is the commute in Chelsea, Massachusetts?⌄

The average commute in Chelsea is 33 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from