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Living in
Chelsea.
About
Life in Chelsea
Chelsea is one of the most densely packed cities in the country, so if you're moving here, you're choosing urban living without suburbs or breathing room—100% of the city is classified as urban. The housing market is relatively affordable compared to surrounding Boston neighborhoods, with a median home value around $493,500 and median rent near $1,956 monthly, though you're paying for proximity to the city rather than space. The schools are a genuine consideration—the public school system has historically underperformed on state rankings and struggles with high student turnover, though charter options like Excel Academy and Phoenix Charter Academy exist alongside community college access.
Chelsea at a Glance
Population, income, housing and more
Median Age
34.4 yrs
Poverty Rate
20.7%
Foreign-Born
46.1%
Broadband Internet
86.6%
of households
Population Growth
-1.5%
recent change · Census Bureau
Median household income
Demographics46.1% foreign-born, most often from El Salvador
Who lives in Chelsea: race and ethnicity, ages, households, languages and countries of origin
In Chelsea, the largest foreign-born group is from El Salvador (34.8%), and 60.4% of residents speak Spanish at home.
Under 18
24.4%
of residents
65 and Older
10.5%
of residents
Households with Kids
35.4%
anyone under 18
Living Alone
31.7%
of households
Married Couples
33.7%
of households
Avg Household Size
2.85
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 11% above MA average
Rent, home values, and income in Chelsea
In Chelsea, rent runs 11% above the MA average, and home values are 12% below the MA average.
Median rent (per month)
Median home value
Rent Burdened
57.8%
spending 30%+ of income on rent
Severely Rent Burdened
32.8%
spending 50%+
Cost of Living Index
108.3
metro area (BEA) · US avg = 100
Median Property Tax
$3,321
per year, owner-occupied homes
Homeowners
26.0%
of occupied homes are owned
Typical Home Built
1941
median year built
Vacant Homes
3.2%
of housing units
Home Value Trend
Latest: $518,838 (September 2026)
Jobs & Economyunemployment 0.4 pts above MA average
Unemployment in Chelsea
Unemployment in Chelsea is 0.4 percentage points higher than the MA average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Chelsea Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute32.9 min avg
How Chelsea residents get to work, and the nearest airports
In Chelsea, most residents drive alone to work (46%), and 46% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 3 mi
Boston Logan International Airport (BOS)
Major hub21.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 140% above national average
Crime rates for 2025
Violent crime in Chelsea runs 140% above the national average.
Violent Crime Rate
791.1
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
1,415.1
per 100,000 residents
Below average (1,552 national, 2025)
Chelsea Police Department
Natural DisastersStrong Wind most common — 5 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
93.5 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Suffolk County, county-wide · FEMA NRI December 2025
In Suffolk County, which includes Chelsea, the most common type is strong wind, with 5 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 5 | Strong Wind | $5,500 |
| 2024 | 9 | Coastal Flood | $2,500 |
| 2023 | 12 | Flash Flood | $5,000 |
| 2022 | 14 | Strong Wind | $12,600 |
| 2021 | 15 | High Wind | $95,200 |
| 2020 | 25 | Strong Wind | $6,100 |
| 2019 | 18 | Strong Wind | $64,100 |
| 2018 | 29 | Strong Wind | $49,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Suffolk County, county-wide
Air Quality37 median AQI — Good
Days by air quality category (2025)
Air quality in Suffolk County, which includes Chelsea, is typically good — 279 good-air days per year.
Median AQI
37
Good Days
279
per year
Moderate Days
84
per year
Unhealthy Days
0
per year
Suffolk County, county-wide
Climate80°F summers, 26°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Chelsea has mild summers (avg high 80°F) and cold winters (avg low 26°F).
Spring (Mar–May)
56°/41°F
avg high / low
Summer (Jun–Aug)
80°/64°F
avg high / low
Fall (Sep–Nov)
62°/48°F
avg high / low
Winter (Dec–Feb)
39°/26°F
avg high / low
Annual Precipitation
50.5"
Annual Snowfall
49.2"
Hot Days/Year
14
days above 90°F
Freeze Days/Year
92
days below 32°F
Rainy Days/Year
128
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 37°F | 23°F | 3.39" |
| Feb | 39°F | 25°F | 3.21" |
| Mar | 46°F | 31°F | 4.17" |
| Apr | 56°F | 41°F | 3.63" |
| May | 67°F | 50°F | 3.25" |
| Jun | 76°F | 60°F | 3.89" |
| Jul | 82°F | 66°F | 3.27" |
| Aug | 80°F | 65°F | 3.23" |
| Sep | 73°F | 58°F | 3.56" |
| Oct | 62°F | 48°F | 4.03" |
| Nov | 52°F | 38°F | 3.66" |
| Dec | 42°F | 29°F | 4.30" |
Healthcare
Hospitals, ratings, and health insurance in Chelsea
Uninsured
3.4%
of residents
No hospitals inside Chelsea's limits — nearest hospitals · within 15 miles
The Shriners' Hospital for Children - Boston
Childrens · 2.9 mi away · Boston
Massachusetts General Hospital
Acute Care Hospitals · ER available · 3 mi away · Boston
Massachusetts Eye and Ear Infirmary -
Acute Care Hospitals · ER available · 3 mi away · Boston
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education12.5:1 student/teacher ratio
Schools and degree attainment in Chelsea
Chelsea's student/teacher ratio is 12.5:1 (lower than the national average of 16:1), and 22.2% of adults 25+ hold a bachelor's degree or higher.
Public Schools
12
within city limits
Private Schools
1
within city limits
College Degree Rate
22.2%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
12.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Chelsea (within 15 miles)
Private nonprofit · 4-year · 18,248 students · in-state tuition $71,372 · 89% graduate · median earnings $89,087 (10 yrs after entry)
Private nonprofit · 4-year · 17,326 students · in-state tuition $69,289 · 91% graduate · median earnings $99,371 (10 yrs after entry)
University of Massachusetts-Boston
5.7 mi awayPublic · 4-year · 11,512 students · in-state tuition $16,558 · 62% graduate · median earnings $70,597 (10 yrs after entry)
Private nonprofit · 4-year · 10,085 students · in-state tuition $73,508 · 91% graduate · median earnings $112,178 (10 yrs after entry)
Public · 2-year · 8,612 students · in-state tuition $6,288 · 22% graduate · median earnings $51,734 (10 yrs after entry)
Private nonprofit · 4-year · 7,601 students · in-state tuition $64,796 · 98% graduate · median earnings $121,957 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Boston National Historical Park, 2 mi
Nearby national parks, recreation areas and public libraries for Chelsea
Chelsea has 8 nearby national parks or recreation areas, closest being Boston National Historical Park (2 mi away).
Nearby National Parks & Recreation Areas
Boston National Historical Park
National Historical Park
2 mi awayBoston African American National Historic Site
National Historic Site
3 mi awayLongfellow House Washington's Headquarters National Historic Site
National Historic Site
5 mi awaySaugus Iron Works National Historic Site
National Historic Site
5 mi awayJohn Fitzgerald Kennedy National Historic Site
National Historic Site
6 mi awayFrederick Law Olmsted National Historic Site
National Historic Site
7 mi awayBoston Harbor Islands National Recreation Area
National Recreation Area
8 mi awayAdams National Historical Park
National Historical Park
10 mi awayPublic Libraries in Chelsea
Chelsea Public Library
569 Broadway, Chelsea
Cities Near Chelsea
The closest cities within 60 miles
Planning a move to Chelsea?
Read our full moving guide — what it's really like to live here.
Chelsea FAQ
Is Chelsea, Massachusetts affordable?⌄
Chelsea's median rent is $1,956/month, which is significantly above the national average. The median household income is $72,179/year. Median home value is $493,500.
Is Chelsea, Massachusetts safe?⌄
Chelsea's violent crime rate was 791 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 1415 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Chelsea, Massachusetts?⌄
Chelsea has an unemployment rate of 4.9%, which is slightly above the national average of 4.3%.
What is the cost of living in Chelsea, Massachusetts?⌄
The cost of living in Chelsea is primarily driven by housing. Median rent is $1,956/month and median household income is $72,179/year. The median home value is $493,500. About 58% of renters spend more than 30% of their income on housing.
How is the commute in Chelsea, Massachusetts?⌄
The average commute in Chelsea is 33 minutes, which is longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from