About

Life in Cambridge

Living in Cambridge means accepting that you're paying some of the highest rents on the East Coast—median rent hovers around $2,787 a month and median home values exceed $1 million—but you're getting serious job market stability in return, especially if you work in biotech, tech, or academia. MIT and Harvard together employ over 23,000 people, and Kendall Square has genuinely transformed into a hub for startups and major tech companies like Google, Microsoft, Amazon, and Meta, which means the unemployment rate sits at a very healthy 3.5%. The flip side is that much of Cambridge's economy and character is shaped by these institutions and the influx of highly educated professionals they attract—about 80% of residents have a college degree, and the median household income of $130,748 reflects a pretty affluent, credentialed population overall.

Cambridge at a Glance

Population, income, housing and more

Median Age

30.4 yrs

Poverty Rate

12.8%

Foreign-Born

29.7%

Broadband Internet

94.8%

of households

Population Growth

+3.5%

recent change · Census Bureau

Median household income

Cambridge$130,748
Massachusetts avg$103,960
US$80,734

Demographics29.7% foreign-born, most often from China, excluding Hong Kong and Taiwan

Who lives in Cambridge: race and ethnicity, ages, households, languages and countries of origin

In Cambridge, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (16.2%), and 7.6% of residents speak Other Indo-European at home.

Under 18

12.4%

of residents

65 and Older

12.2%

of residents

Households with Kids

17.7%

anyone under 18

Living Alone

37.5%

of households

Married Couples

30.9%

of households

Avg Household Size

2.05

people

Race & Ethnicity

White53.8%
Asian20.2%
Black10.3%
Hispanic or Latino8.8%
Two or more races5.8%
Other0.9%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

China16.2%
India9.6%
Korea4.4%
Ethiopia4.4%
Brazil3.5%
Haiti3.5%
Canada3.3%
Japan2.7%
France2.6%
Italy1.9%

Languages Spoken at Home

English only64.8%
Other Indo-European7.6%
Chinese7.3%
Spanish6.7%
Other3.3%
French/Haitian2.9%
Other Asian/Pacific2.4%
Korean1.6%

Cost of Livingrent 58% above MA average

Rent, home values, and income in Cambridge

In Cambridge, rent runs 58% above the MA average, and home values are 94% above the MA average.

Median rent (per month)

Cambridge$2,787
Massachusetts avg$1,762
US$1,413

Median home value

Cambridge$1,092,100
Massachusetts avg$562,100
US$332,700

Rent Burdened

43.0%

spending 30%+ of income on rent

Severely Rent Burdened

20.3%

spending 50%+

Cost of Living Index

108.3

metro area (BEA) · US avg = 100

Median Property Tax

$4,802

per year, owner-occupied homes

Homeowners

33.5%

of occupied homes are owned

Typical Home Built

1950

median year built

Vacant Homes

9.8%

of housing units

Home Value Trend

$962,289
$1,046,588
$1,019,246
202120222023202420252026

Latest: $1,019,246 (September 2026)

Jobs & Economyunemployment 0.9 pts below MA average

Unemployment in Cambridge

Unemployment in Cambridge is 0.9 percentage points lower than the MA average.

Unemployment rate

Cambridge3.6%
Massachusetts avg4.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

2.5%
2.5%
2.2%
1.9%
5.3%
3.2%
2.5%
2.6%
3.1%
3.6%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Cambridge Residents Do for Work · share of employed residents by industry

Education & health care40.9%
Professional & business services24.5%
Manufacturing7.0%
Finance & real estate5.4%
Retail4.9%
Arts, hospitality & food service4.3%
Information3.2%
Other services2.5%

City residents, wherever they work

Commute25.8 min avg

How Cambridge residents get to work, and the nearest airports

In Cambridge, most residents work from home to work (31%), and 60% get there in under 30 minutes.

How People Get to Work

Drive alone19.7%
Carpool2.5%
Public transit18.0%
Walk19.2%
Work from home30.8%
Other9.8%

Commute Time Distribution

Under 15 min21.7%
15–29 min38.3%
30–44 min26.7%
45–59 min8.0%
60+ min5.4%

Nearest airports · with airline service

  • Boston Logan International Airport (BOS)

    Major hub21.0M passengers boarded in 2025

    5 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 32% above national average

Crime rates for 2025

Violent crime in Cambridge runs 32% above the national average.

Violent Crime Rate

435.7

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

2,600.4

per 100,000 residents

Above average (1,552 national, 2025)

Cambridge Police Department

Natural DisastersThunderstorm Wind most common — 16 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

96.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Ice storm · Very HighCold wave · HighHurricane · HighLightning · HighInland flooding · High

Middlesex County, county-wide · FEMA NRI December 2025

In Middlesex County, which includes Cambridge, the most common type is thunderstorm wind, with 16 recorded events in 2025.

Most common events:

Thunderstorm WindStrong WindFloodHeavy SnowHigh Wind

Storm events by year

YearEventsTop TypeProperty Damage
202516Thunderstorm Wind$73,400
202410Thunderstorm Wind$23,700
202329Flood$99,100
202226Thunderstorm Wind$111,000
202128Strong Wind$583,500
202052Strong Wind$552,300
201927Strong Wind$263,750
201840Flood$526,500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Middlesex County, county-wide

Air Quality38 median AQI — Good

Days by air quality category (2025)

Air quality in Middlesex County, which includes Cambridge, is typically good — 299 good-air days per year.

Median AQI

38

Good Days

299

per year

Moderate Days

65

per year

Unhealthy Days

0

per year

Middlesex County, county-wide

Climate82°F summers, 22°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Cambridge has warm summers (avg high 82°F) and cold winters (avg low 22°F).

Spring (Mar–May)

58°/38°F

avg high / low

Summer (Jun–Aug)

82°/61°F

avg high / low

Fall (Sep–Nov)

64°/44°F

avg high / low

Winter (Dec–Feb)

40°/22°F

avg high / low

Annual Precipitation

49.3"

Annual Snowfall

49.2"

Hot Days/Year

20

days above 90°F

Freeze Days/Year

121

days below 32°F

Rainy Days/Year

128

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.87" precipitationFeb: 3.59" precipitationMar: 4.49" precipitationApr: 4.32" precipitationMay: 3.64" precipitationJun: 4.18" precipitationJul: 3.49" precipitationAug: 3.72" precipitationSep: 3.96" precipitationOct: 5.03" precipitationNov: 3.99" precipitationDec: 5.08" precipitation19°JJan: high 37°F, low 19°FFFeb: high 40°F, low 21°FMMar: high 47°F, low 28°FAApr: high 59°F, low 38°FMMay: high 69°F, low 48°FJJun: high 79°F, low 58°F85°JJul: high 85°F, low 64°FAAug: high 83°F, low 63°FSSep: high 76°F, low 55°FOOct: high 64°F, low 43°FNNov: high 53°F, low 34°FDDec: high 42°F, low 26°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan37°F19°F3.87"
Feb40°F21°F3.59"
Mar47°F28°F4.49"
Apr59°F38°F4.32"
May69°F48°F3.64"
Jun79°F58°F4.18"
Jul85°F64°F3.49"
Aug83°F63°F3.72"
Sep76°F55°F3.96"
Oct64°F43°F5.03"
Nov53°F34°F3.99"
Dec42°F26°F5.08"

Healthcare2 hospitals, avg 3.5/5

Hospitals, ratings, and health insurance in Cambridge

Cambridge has 2 hospitals, averaging 3.5 out of 5 on CMS's quality rating.

Hospitals

2

within city limits

Uninsured

1.7%

of residents

Avg Hospital Rating

3.5 / 5

Mount Auburn Hospital

Acute Care Hospitals · ER available

Cambridge Health Alliance

Acute Care Hospitals · ER available

  • Main campus: Cambridge Health Alliance · 1493 Cambridge Street
  • Hospital campus: Somerville Hospital · 33 Tower St, Somerville
  • Hospital campus: Somerville Hospital · 230 Highland Ave, Somerville
  • Hospital campus: CHA Everett Hospital · 103 Garland St, Everett
  • Outpatient center: East Cambridge Care Center · 163 Gore St, Cambridge
  • Hospital campus: Somerville Hospital · 125 Lowell St, Somerville

Nearby hospitals · within 15 miles

Arbour Human Resource Institute

Psychiatric · 1.8 mi away · Brookline

Not rated

Franciscan Children's Hospital & Rehab Center

Childrens · 2.2 mi away · Brighton

Not rated

Boston Medical Center-brighton

Acute Care Hospitals · ER available · 2.3 mi away · Brighton

Adult Health · vs. the typical US place

Obesity21.9%US 36.8%
Diabetes5.9%US 12.6%
High blood pressure20.9%US 37.1%
Current smoking7.1%US 15.0%
No leisure-time physical activity15.7%US 26.6%
Depression24.5%US 23.0%
Asthma11.1%US 10.7%
Routine checkup in past year76.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.

Education9.4:1 student/teacher ratio

Schools and degree attainment in Cambridge

Cambridge's student/teacher ratio is 9.4:1 (lower than the national average of 16:1), and 80.8% of adults 25+ hold a bachelor's degree or higher.

Public Schools

20

within city limits

Private Schools

9

within city limits

College Degree Rate

80.8%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

9.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Cambridge

Harvard University

Private nonprofit · 4-year · 7,601 students · in-state tuition $64,796 · 98% graduate · median earnings $121,957 (10 yrs after entry)

Massachusetts Institute of Technology

Private nonprofit · 4-year · 4,535 students · in-state tuition $64,730 · 97% graduate · median earnings $152,553 (10 yrs after entry)

Lesley University

Private nonprofit · 4-year · 1,122 students · in-state tuition $35,822 · 63% graduate · median earnings $57,844 (10 yrs after entry)

Hult International Business School

Private nonprofit · 4-year · 618 students · in-state tuition $58,860 · 67% graduate

Nearby Colleges (within 15 miles)

Boston University

1.8 mi away

Private nonprofit · 4-year · 18,248 students · in-state tuition $71,372 · 89% graduate · median earnings $89,087 (10 yrs after entry)

Northeastern University

2.9 mi away

Private nonprofit · 4-year · 17,326 students · in-state tuition $69,289 · 91% graduate · median earnings $99,371 (10 yrs after entry)

University of Massachusetts-Boston

6 mi away

Public · 4-year · 11,512 students · in-state tuition $16,558 · 62% graduate · median earnings $70,597 (10 yrs after entry)

Boston College

3.8 mi away

Private nonprofit · 4-year · 10,085 students · in-state tuition $73,508 · 91% graduate · median earnings $112,178 (10 yrs after entry)

Bunker Hill Community College

2.5 mi away

Public · 2-year · 8,612 students · in-state tuition $6,288 · 22% graduate · median earnings $51,734 (10 yrs after entry)

Berklee College of Music

2.5 mi away

Private nonprofit · 4-year · 7,468 students · in-state tuition $54,000 · 61% graduate · median earnings $43,451 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Longfellow House Washington's Headquarters National Historic Site, 0 mi

Nearby national parks, recreation areas and public libraries for Cambridge

Cambridge has 8 nearby national parks or recreation areas, closest being Longfellow House Washington's Headquarters National Historic Site (0 mi away).

Nearby National Parks & Recreation Areas

Longfellow House Washington's Headquarters National Historic Site

National Historic Site

0 mi away

John Fitzgerald Kennedy National Historic Site

National Historic Site

2 mi away

Boston African American National Historic Site

National Historic Site

3 mi away

Boston National Historical Park

National Historical Park

3 mi away

Frederick Law Olmsted National Historic Site

National Historic Site

4 mi away

Saugus Iron Works National Historic Site

National Historic Site

9 mi away

Adams National Historical Park

National Historical Park

10 mi away

Boston Harbor Islands National Recreation Area

National Recreation Area

10 mi away

Public Libraries in Cambridge

Cambridge Public Library

449 Broadway, Cambridge

Central library~130 hrs/week

Alma Boudreau Branch

245 Concord Avenue, Cambridge

Branch~43 hrs/week

Central Square Branch Library

45 Pearl Street, Cambridge

Branch~48 hrs/week

Daniel P. Collins Branch Library

64 Aberdeen Avenue, Cambridge

Branch~44 hrs/week

Mildred A. O`Neill Branch

70 Rindge Avenue, Cambridge

Branch~47 hrs/week

Salvatore Valente Branch Library

826 Cambridge Street, Cambridge

Branch~48 hrs/week

William Cardinal O`Connell Branch

48 Sixth Street, Cambridge

Branch~43 hrs/week

Cities Near Cambridge

The closest cities within 60 miles

Planning a move to Cambridge?

Read our full moving guide — what it's really like to live here.

Moving to Cambridge →

Cambridge FAQ

Is Cambridge, Massachusetts affordable?⌄

Cambridge's median rent is $2,787/month, which is significantly above the national average. The median household income is $130,748/year. Median home value is $1,092,100.

Is Cambridge, Massachusetts safe?⌄

Cambridge's violent crime rate was 436 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 2600 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Cambridge, Massachusetts?⌄

Cambridge has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Cambridge, Massachusetts?⌄

The cost of living in Cambridge is primarily driven by housing. Median rent is $2,787/month and median household income is $130,748/year. The median home value is $1,092,100. About 43% of renters spend more than 30% of their income on housing.

How is the commute in Cambridge, Massachusetts?⌄

The average commute in Cambridge is 26 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from