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Living in
Cambridge.
About
Life in Cambridge
Living in Cambridge means accepting that you're paying some of the highest rents on the East Coast—median rent hovers around $2,787 a month and median home values exceed $1 million—but you're getting serious job market stability in return, especially if you work in biotech, tech, or academia. MIT and Harvard together employ over 23,000 people, and Kendall Square has genuinely transformed into a hub for startups and major tech companies like Google, Microsoft, Amazon, and Meta, which means the unemployment rate sits at a very healthy 3.5%. The flip side is that much of Cambridge's economy and character is shaped by these institutions and the influx of highly educated professionals they attract—about 80% of residents have a college degree, and the median household income of $130,748 reflects a pretty affluent, credentialed population overall.
Cambridge at a Glance
Population, income, housing and more
Median Age
30.4 yrs
Poverty Rate
12.8%
Foreign-Born
29.7%
Broadband Internet
94.8%
of households
Population Growth
+3.5%
recent change · Census Bureau
Median household income
Demographics29.7% foreign-born, most often from China, excluding Hong Kong and Taiwan
Who lives in Cambridge: race and ethnicity, ages, households, languages and countries of origin
In Cambridge, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (16.2%), and 7.6% of residents speak Other Indo-European at home.
Under 18
12.4%
of residents
65 and Older
12.2%
of residents
Households with Kids
17.7%
anyone under 18
Living Alone
37.5%
of households
Married Couples
30.9%
of households
Avg Household Size
2.05
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 58% above MA average
Rent, home values, and income in Cambridge
In Cambridge, rent runs 58% above the MA average, and home values are 94% above the MA average.
Median rent (per month)
Median home value
Rent Burdened
43.0%
spending 30%+ of income on rent
Severely Rent Burdened
20.3%
spending 50%+
Cost of Living Index
108.3
metro area (BEA) · US avg = 100
Median Property Tax
$4,802
per year, owner-occupied homes
Homeowners
33.5%
of occupied homes are owned
Typical Home Built
1950
median year built
Vacant Homes
9.8%
of housing units
Home Value Trend
Latest: $1,019,246 (September 2026)
Jobs & Economyunemployment 0.9 pts below MA average
Unemployment in Cambridge
Unemployment in Cambridge is 0.9 percentage points lower than the MA average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Cambridge Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute25.8 min avg
How Cambridge residents get to work, and the nearest airports
In Cambridge, most residents work from home to work (31%), and 60% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 5 mi
Boston Logan International Airport (BOS)
Major hub21.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 32% above national average
Crime rates for 2025
Violent crime in Cambridge runs 32% above the national average.
Violent Crime Rate
435.7
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
2,600.4
per 100,000 residents
Above average (1,552 national, 2025)
Cambridge Police Department
Natural DisastersThunderstorm Wind most common — 16 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
96.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Middlesex County, county-wide · FEMA NRI December 2025
In Middlesex County, which includes Cambridge, the most common type is thunderstorm wind, with 16 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 16 | Thunderstorm Wind | $73,400 |
| 2024 | 10 | Thunderstorm Wind | $23,700 |
| 2023 | 29 | Flood | $99,100 |
| 2022 | 26 | Thunderstorm Wind | $111,000 |
| 2021 | 28 | Strong Wind | $583,500 |
| 2020 | 52 | Strong Wind | $552,300 |
| 2019 | 27 | Strong Wind | $263,750 |
| 2018 | 40 | Flood | $526,500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Middlesex County, county-wide
Air Quality38 median AQI — Good
Days by air quality category (2025)
Air quality in Middlesex County, which includes Cambridge, is typically good — 299 good-air days per year.
Median AQI
38
Good Days
299
per year
Moderate Days
65
per year
Unhealthy Days
0
per year
Middlesex County, county-wide
Climate82°F summers, 22°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Cambridge has warm summers (avg high 82°F) and cold winters (avg low 22°F).
Spring (Mar–May)
58°/38°F
avg high / low
Summer (Jun–Aug)
82°/61°F
avg high / low
Fall (Sep–Nov)
64°/44°F
avg high / low
Winter (Dec–Feb)
40°/22°F
avg high / low
Annual Precipitation
49.3"
Annual Snowfall
49.2"
Hot Days/Year
20
days above 90°F
Freeze Days/Year
121
days below 32°F
Rainy Days/Year
128
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 37°F | 19°F | 3.87" |
| Feb | 40°F | 21°F | 3.59" |
| Mar | 47°F | 28°F | 4.49" |
| Apr | 59°F | 38°F | 4.32" |
| May | 69°F | 48°F | 3.64" |
| Jun | 79°F | 58°F | 4.18" |
| Jul | 85°F | 64°F | 3.49" |
| Aug | 83°F | 63°F | 3.72" |
| Sep | 76°F | 55°F | 3.96" |
| Oct | 64°F | 43°F | 5.03" |
| Nov | 53°F | 34°F | 3.99" |
| Dec | 42°F | 26°F | 5.08" |
Healthcare2 hospitals, avg 3.5/5
Hospitals, ratings, and health insurance in Cambridge
Cambridge has 2 hospitals, averaging 3.5 out of 5 on CMS's quality rating.
Hospitals
2
within city limits
Uninsured
1.7%
of residents
Avg Hospital Rating
3.5 / 5
Mount Auburn Hospital
Acute Care Hospitals · ER available
Cambridge Health Alliance
Acute Care Hospitals · ER available
- Main campus: Cambridge Health Alliance · 1493 Cambridge Street
- Hospital campus: Somerville Hospital · 33 Tower St, Somerville
- Hospital campus: Somerville Hospital · 230 Highland Ave, Somerville
- Hospital campus: CHA Everett Hospital · 103 Garland St, Everett
- Outpatient center: East Cambridge Care Center · 163 Gore St, Cambridge
- Hospital campus: Somerville Hospital · 125 Lowell St, Somerville
Nearby hospitals · within 15 miles
Arbour Human Resource Institute
Psychiatric · 1.8 mi away · Brookline
Franciscan Children's Hospital & Rehab Center
Childrens · 2.2 mi away · Brighton
Boston Medical Center-brighton
Acute Care Hospitals · ER available · 2.3 mi away · Brighton
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs. Campus locations © OpenStreetMap contributors.
Education9.4:1 student/teacher ratio
Schools and degree attainment in Cambridge
Cambridge's student/teacher ratio is 9.4:1 (lower than the national average of 16:1), and 80.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
20
within city limits
Private Schools
9
within city limits
College Degree Rate
80.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
9.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Cambridge
Private nonprofit · 4-year · 7,601 students · in-state tuition $64,796 · 98% graduate · median earnings $121,957 (10 yrs after entry)
Massachusetts Institute of Technology
Private nonprofit · 4-year · 4,535 students · in-state tuition $64,730 · 97% graduate · median earnings $152,553 (10 yrs after entry)
Private nonprofit · 4-year · 1,122 students · in-state tuition $35,822 · 63% graduate · median earnings $57,844 (10 yrs after entry)
Hult International Business School
Private nonprofit · 4-year · 618 students · in-state tuition $58,860 · 67% graduate
Nearby Colleges (within 15 miles)
Private nonprofit · 4-year · 18,248 students · in-state tuition $71,372 · 89% graduate · median earnings $89,087 (10 yrs after entry)
Private nonprofit · 4-year · 17,326 students · in-state tuition $69,289 · 91% graduate · median earnings $99,371 (10 yrs after entry)
University of Massachusetts-Boston
6 mi awayPublic · 4-year · 11,512 students · in-state tuition $16,558 · 62% graduate · median earnings $70,597 (10 yrs after entry)
Private nonprofit · 4-year · 10,085 students · in-state tuition $73,508 · 91% graduate · median earnings $112,178 (10 yrs after entry)
Public · 2-year · 8,612 students · in-state tuition $6,288 · 22% graduate · median earnings $51,734 (10 yrs after entry)
Private nonprofit · 4-year · 7,468 students · in-state tuition $54,000 · 61% graduate · median earnings $43,451 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Longfellow House Washington's Headquarters National Historic Site, 0 mi
Nearby national parks, recreation areas and public libraries for Cambridge
Cambridge has 8 nearby national parks or recreation areas, closest being Longfellow House Washington's Headquarters National Historic Site (0 mi away).
Nearby National Parks & Recreation Areas
Longfellow House Washington's Headquarters National Historic Site
National Historic Site
0 mi awayJohn Fitzgerald Kennedy National Historic Site
National Historic Site
2 mi awayBoston African American National Historic Site
National Historic Site
3 mi awayBoston National Historical Park
National Historical Park
3 mi awayFrederick Law Olmsted National Historic Site
National Historic Site
4 mi awaySaugus Iron Works National Historic Site
National Historic Site
9 mi awayAdams National Historical Park
National Historical Park
10 mi awayBoston Harbor Islands National Recreation Area
National Recreation Area
10 mi awayPublic Libraries in Cambridge
Cambridge Public Library
449 Broadway, Cambridge
Alma Boudreau Branch
245 Concord Avenue, Cambridge
Central Square Branch Library
45 Pearl Street, Cambridge
Daniel P. Collins Branch Library
64 Aberdeen Avenue, Cambridge
Mildred A. O`Neill Branch
70 Rindge Avenue, Cambridge
Salvatore Valente Branch Library
826 Cambridge Street, Cambridge
William Cardinal O`Connell Branch
48 Sixth Street, Cambridge
Cities Near Cambridge
The closest cities within 60 miles
Planning a move to Cambridge?
Read our full moving guide — what it's really like to live here.
Cambridge FAQ
Is Cambridge, Massachusetts affordable?⌄
Cambridge's median rent is $2,787/month, which is significantly above the national average. The median household income is $130,748/year. Median home value is $1,092,100.
Is Cambridge, Massachusetts safe?⌄
Cambridge's violent crime rate was 436 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 2600 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Cambridge, Massachusetts?⌄
Cambridge has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Cambridge, Massachusetts?⌄
The cost of living in Cambridge is primarily driven by housing. Median rent is $2,787/month and median household income is $130,748/year. The median home value is $1,092,100. About 43% of renters spend more than 30% of their income on housing.
How is the commute in Cambridge, Massachusetts?⌄
The average commute in Cambridge is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from