About

Life in Belmont

Belmont works well if you're looking for a stable, affluent Peninsula community with easy access to Bay Area jobs—most people here are solidly upper-middle-class professionals with college degrees, and the median home price hovers around $2 million. The schools are highly-rated and the community skews toward established families, with about 57% of households being married couples and a median resident age of 40. You'll need a car despite having Caltrain access; the average commute is about 30 minutes, and the city is fully urban with limited walkability for daily errands.

Belmont at a Glance

Population, income, housing and more

Median Age

39.8 yrs

Poverty Rate

6.9%

Foreign-Born

30.7%

Broadband Internet

96.6%

of households

Population Growth

+1.5%

recent change · Census Bureau

Median household income

Belmont$205,297
California avg$99,122
US$80,734

Demographics30.7% foreign-born, most often from India

Who lives in Belmont: race and ethnicity, ages, households, languages and countries of origin

In Belmont, the largest foreign-born group is from India (14.2%), and 9.4% of residents speak Chinese at home.

Under 18

23.7%

of residents

65 and Older

13.9%

of residents

Households with Kids

35.6%

anyone under 18

Living Alone

24.6%

of households

Married Couples

59.8%

of households

Avg Household Size

2.53

people

Race & Ethnicity

White45.8%
Asian30.6%
Hispanic or Latino13.1%
Two or more races7.1%
Black1.8%
Other1.3%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

India14.2%
China13.4%
Taiwan4.9%
Hong Kong4.8%
Mexico4.2%
Philippines3.9%
Vietnam3.6%
Brazil3.3%
Korea3.0%
Iran2.7%

Languages Spoken at Home

English only61.7%
Chinese9.4%
Spanish8.5%
Other Indo-European6.4%
Other Asian/Pacific4.4%
French/Haitian2.9%
Russian/Slavic1.6%
Vietnamese1.6%

Cost of Livingrent 41% above CA average

Rent, home values, and income in Belmont

In Belmont, rent runs 41% above the CA average, and home values are 172% above the CA average.

Median rent (per month)

Belmont$2,875
California avg$2,036
US$1,413

Median home value

Belmont$2,000,000+
California avg$734,700
US$332,700

Rent Burdened

40.1%

spending 30%+ of income on rent

Severely Rent Burdened

19.8%

spending 50%+

Cost of Living Index

115.6

metro area (BEA) · US avg = 100

Homeowners

54.8%

of occupied homes are owned

Typical Home Built

1966

median year built

Vacant Homes

7.5%

of housing units

Home Value Trend

$1,919,795
$2,263,665
202120222023202420252026

Latest: $2,263,665 (September 2026)

Jobs & Economyunemployment 1.2 pts below CA average

Unemployment in Belmont and typical pay across the metro area

Unemployment in Belmont is 1.2 percentage points lower than the CA average.

Unemployment rate

Belmont4.3%
California avg5.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

3.5%
3.2%
2.5%
2.4%
5.9%
4.3%
2.6%
3.4%
4.1%
4.3%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Belmont Residents Do for Work · share of employed residents by industry

Professional & business services29.0%
Education & health care18.2%
Manufacturing11.1%
Information8.5%
Finance & real estate7.2%
Retail6.4%
Arts, hospitality & food service6.3%
Other services3.6%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$171,350
Computer & Math$163,890
Healthcare$139,340
Business & Finance$104,950
Education$75,130
Office & Admin$59,630
Sales$49,390
Transportation$48,150

San Francisco-Oakland-Hayward, CA metro area

Commute28.5 min avg

How Belmont residents get to work, and the nearest airports

In Belmont, most residents drive alone to work (52%), and 56% get there in under 30 minutes.

How People Get to Work

Drive alone52.2%
Carpool6.1%
Public transit4.7%
Walk2.0%
Work from home33.7%
Other1.3%

Commute Time Distribution

Under 15 min21.2%
15–29 min34.8%
30–44 min25.4%
45–59 min8.5%
60+ min10.1%

Nearest airports · with airline service

  • San Francisco International Airport (SFO)

    Major hub26.3M passengers boarded in 2025

    8 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 58% below national average

Crime rates for 2025

Violent crime in Belmont runs 58% below the national average.

Violent Crime Rate

137.8

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,295.7

per 100,000 residents

Below average (1,552 national, 2025)

Belmont Police Department

Natural DisastersStrong Wind most common — 15 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

99.2 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Coastal flooding · HighDrought · HighEarthquake · HighLandslide · HighInland flooding · High

San Mateo County, county-wide · FEMA NRI December 2025

In San Mateo County, which includes Belmont, the most common type is strong wind, with 15 recorded events in 2025.

Most common events:

Strong WindFloodHigh WindHigh SurfRip Current

Storm events by year

YearEventsTop TypeProperty Damage
202515Flood$10
202414Flood$30
202315High WindNone reported
202211Strong WindNone reported
202121Strong WindNone reported
202025Strong WindNone reported
201942Strong WindNone reported
201823Strong Wind$10,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

288 earthquakes of magnitude 2.5+ within 100 miles in the past year

San Mateo County, county-wide

Belmont is about 4% of San Mateo County’s population, so county-wide figures may differ from local conditions.

Air Quality27 median AQI — Good

Days by air quality category (2024)

Air quality in San Mateo County, which includes Belmont, is typically good — 281 good-air days per year.

Median AQI

27

Good Days

281

per year

Moderate Days

38

per year

Unhealthy Days

0

per year

San Mateo County, county-wide

Belmont is about 4% of San Mateo County’s population, so county-wide figures may differ from local conditions.

Climate80°F summers, 41°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Belmont has warm summers (avg high 80°F) and mild winters (avg low 41°F).

Spring (Mar–May)

69°/47°F

avg high / low

Summer (Jun–Aug)

80°/56°F

avg high / low

Fall (Sep–Nov)

73°/49°F

avg high / low

Winter (Dec–Feb)

60°/41°F

avg high / low

Annual Precipitation

25.7"

Annual Snowfall

0.0"

Hot Days/Year

18

days above 90°F

Freeze Days/Year

6

days below 32°F

Rainy Days/Year

67

Average month

High °FLow °FPrecip (in)
30°40°50°60°70°80°90°4"Jan: 3.81" precipitationFeb: 3.65" precipitationMar: 3.02" precipitationApr: 1.15" precipitationMay: 0.46" precipitationJun: 0.16" precipitationJul: 0.00" precipitationAug: 0.04" precipitationSep: 0.07" precipitationOct: 0.87" precipitationNov: 1.87" precipitationDec: 3.92" precipitationJJan: high 59°F, low 41°FFFeb: high 62°F, low 43°FMMar: high 65°F, low 45°FAApr: high 69°F, low 47°FMMay: high 73°F, low 50°FJJun: high 79°F, low 54°F81°JJul: high 81°F, low 57°FAAug: high 81°F, low 57°FSSep: high 79°F, low 54°FOOct: high 75°F, low 50°FNNov: high 65°F, low 44°F40°DDec: high 59°F, low 40°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan59°F41°F3.81"
Feb62°F43°F3.65"
Mar65°F45°F3.02"
Apr69°F47°F1.15"
May73°F50°F0.46"
Jun79°F54°F0.16"
Jul81°F57°F0.00"
Aug81°F57°F0.04"
Sep79°F54°F0.07"
Oct75°F50°F0.87"
Nov65°F44°F1.87"
Dec59°F40°F3.92"

Healthcare

Hospitals, ratings, and health insurance in Belmont

Uninsured

2.6%

of residents

No hospitals inside Belmont's limits — nearest hospitals · within 15 miles

San Mateo Medical Center

Acute Care Hospitals · ER available · 1 mi away · San Mateo

Not rated

Sequoia Hospital

Acute Care Hospitals · ER available · 3.3 mi away · Redwood City

Kaiser Foundation Hospital - Redwood City

Acute Care Hospitals · ER available · 4.3 mi away · Redwood City

Adult Health · vs. the typical US place

Obesity21.3%US 36.8%
Diabetes8.6%US 12.6%
High blood pressure27.2%US 37.1%
Current smoking6.9%US 15.0%
No leisure-time physical activity16.2%US 26.6%
Depression19.2%US 23.0%
Asthma8.7%US 10.7%
Routine checkup in past year71.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education22.2:1 student/teacher ratio

Schools and degree attainment in Belmont

Belmont's student/teacher ratio is 22.2:1 (higher than the national average of 16:1), and 69.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

6

within city limits

College Degree Rate

69.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

22.2:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Belmont (within 15 miles)

College of San Mateo

2.6 mi away

Public · 2-year · 7,977 students · in-state tuition $1,332 · 30% graduate · median earnings $60,507 (10 yrs after entry)

Skyline College

12.3 mi away

Public · 2-year · 7,620 students · in-state tuition $1,332 · 27% graduate · median earnings $62,578 (10 yrs after entry)

Stanford University

9.2 mi away

Private nonprofit · 4-year · 7,554 students · in-state tuition $68,544 · 96% graduate · median earnings $125,340 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Fort Point National Historic Site, 22 mi

Nearby national parks, recreation areas and public libraries for Belmont

Belmont has 8 nearby national parks or recreation areas, closest being Fort Point National Historic Site (22 mi away).

Nearby National Parks & Recreation Areas

Fort Point National Historic Site

National Historic Site

22 mi away

Presidio of San Francisco

National Park Site

22 mi away

San Francisco Maritime National Historical Park

National Historical Park

22 mi away

Alcatraz Island

National Park Site

23 mi away

Eugene O'Neill National Historic Site

National Historic Site

26 mi away

Rosie the Riveter WWII Home Front National Historical Park

National Historical Park

27 mi away

Golden Gate National Recreation Area

National Recreation Area

29 mi away

Muir Woods National Monument

National Monument

31 mi away

Public Libraries in Belmont

Belmont Library

1110 Alameda De Las Pulgas, Belmont

Branch~57 hrs/week

Cities Near Belmont

The closest cities within 60 miles

Planning a move to Belmont?

Read our full moving guide — what it's really like to live here.

Moving to Belmont →

Belmont FAQ

Is Belmont, California affordable?⌄

Belmont's median rent is $2,875/month, which is significantly above the national average. The median household income is $205,297/year. Median home value is $2,000,000+.

Is Belmont, California safe?⌄

Belmont's violent crime rate was 138 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1296 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Belmont, California?⌄

Belmont has an unemployment rate of 4.3%, which is close to the national average of 4.3%.

What is the cost of living in Belmont, California?⌄

The cost of living in Belmont is primarily driven by housing. Median rent is $2,875/month and median household income is $205,297/year. The median home value is $2,000,000+. About 40% of renters spend more than 30% of their income on housing.

How is the commute in Belmont, California?⌄

The average commute in Belmont is 29 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from