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Living in
Fruit Cove.
Fruit Cove is an unincorporated community in St. Johns County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Fruit Cove
This is a solidly affluent suburban community where you'll find established, family-focused neighborhoods rather than the untamed Florida you might imagine. The trade-off is that you're paying for this security and quality of life; homes median around $484,000 and rent averages $2,336 monthly, positioning it as an expensive place to live even by suburban standards. Your commute to jobs elsewhere in Jacksonville averages about 31 minutes, and like most of Florida's suburban sprawl, you'll be car-dependent for daily life.
Fruit Cove at a Glance
Population, income, housing and more
Median Age
41.3 yrs
Poverty Rate
2.7%
Foreign-Born
9.0%
Broadband Internet
97.5%
of households
Population Growth
+13.7%
recent change · Census Bureau
Median household income
Demographics9.0% foreign-born, most often from Colombia
Who lives in Fruit Cove: race and ethnicity, ages, households, languages and countries of origin
In Fruit Cove, the largest foreign-born group is from Colombia (15.6%), and 4.7% of residents speak Spanish at home.
Under 18
26.3%
of residents
65 and Older
13.9%
of residents
Households with Kids
44.5%
anyone under 18
Living Alone
11.6%
of households
Married Couples
74.4%
of households
Avg Household Size
3.04
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 40% above FL average
Rent, home values, and income in Fruit Cove
In Fruit Cove, rent runs 40% above the FL average, and home values are 35% above the FL average.
Median rent (per month)
Median home value
Rent Burdened
51.7%
spending 30%+ of income on rent
Severely Rent Burdened
24.5%
spending 50%+
Cost of Living Index
99.5
metro area (BEA) · US avg = 100
Median Property Tax
$3,561
per year, owner-occupied homes
Homeowners
87.4%
of occupied homes are owned
Typical Home Built
2002
median year built
Vacant Homes
6.5%
of housing units
Jobs & Economyunemployment about average for FL
Unemployment in Fruit Cove and typical pay across the metro area
Unemployment in St. Johns County, which includes Fruit Cove, is close to the FL average.
Unemployment rate
Fruit Cove: St. Johns County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
St. Johns County (county-wide) · Annual averages
What Fruit Cove Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Jacksonville, FL metro area
Commute29.8 min avg
How Fruit Cove residents get to work, and the nearest airports
In Fruit Cove, most residents drive alone to work (67%), and 46% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 27 mi
Jacksonville International Airport (JAX)
Medium hub3.7M passengers boarded in 2025
- 117 mi
Orlando International Airport (MCO)
Major hub28.0M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 77% below national average
Crime rates for 2025
Violent crime in the area policed by the St. Johns County Sheriff's Office, which covers Fruit Cove, runs 77% below the national average.
Violent Crime Rate
76
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
429.7
per 100,000 residents
Below average (1,552 national, 2025)
Policed by St. Johns County Sheriff's Office (county-wide rate)
Natural DisastersThunderstorm Wind most common — 33 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
87.5 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
St. Johns County, county-wide · FEMA NRI December 2025
In St. Johns County, which includes Fruit Cove, the most common type is thunderstorm wind, with 33 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 33 | Thunderstorm Wind | $39,400 |
| 2024 | 16 | Heavy Rain | $7,000 |
| 2023 | 27 | Thunderstorm Wind | $83,000 |
| 2022 | 25 | Thunderstorm Wind | $1.0M |
| 2021 | 16 | Thunderstorm Wind | $59,000 |
| 2020 | 23 | Thunderstorm Wind | $6,510 |
| 2019 | 16 | Thunderstorm Wind | $5,500 |
| 2018 | 18 | Thunderstorm Wind | $20,200 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
St. Johns County, county-wide
Air Quality51 median AQI — Moderate
Days by air quality category (2025)
Air quality in Duval County, FL (the nearest EPA-monitored county, about 16 miles from Fruit Cove) is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
51
Good Days
175
per year
Moderate Days
186
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Duval County, FL (16 mi away)
Climate91°F summers, 49°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Fruit Cove has hot summers (avg high 91°F) and warm winters (avg low 49°F).
Spring (Mar–May)
80°/62°F
avg high / low
Summer (Jun–Aug)
91°/75°F
avg high / low
Fall (Sep–Nov)
81°/65°F
avg high / low
Winter (Dec–Feb)
67°/49°F
avg high / low
Annual Precipitation
53.0"
Annual Snowfall
0.0"
Hot Days/Year
97
days above 90°F
Freeze Days/Year
4
days below 32°F
Rainy Days/Year
120
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 66°F | 47°F | 2.93" |
| Feb | 69°F | 50°F | 2.26" |
| Mar | 74°F | 55°F | 3.14" |
| Apr | 81°F | 61°F | 2.40" |
| May | 86°F | 69°F | 3.16" |
| Jun | 90°F | 74°F | 7.32" |
| Jul | 92°F | 76°F | 6.00" |
| Aug | 91°F | 76°F | 6.28" |
| Sep | 88°F | 74°F | 6.08" |
| Oct | 82°F | 66°F | 3.55" |
| Nov | 73°F | 56°F | 2.03" |
| Dec | 68°F | 50°F | 2.45" |
Healthcare
Hospitals, ratings, and health insurance in Fruit Cove
Uninsured
3.3%
of residents
No hospitals inside Fruit Cove's limits — nearest hospitals · within 15 miles
HCA Florida Orange Park Hospital
Acute Care Hospitals · ER available · 8.3 mi away · Orange Park
Nh Jacksonville
Acute Care - Department of Defense · ER available · 9.9 mi away · Jacksonville
Wekiva Springs
Psychiatric · 10.8 mi away · Jacksonville
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.9:1 student/teacher ratio
Schools and degree attainment in Fruit Cove
Fruit Cove's student/teacher ratio is 16.9:1 (higher than the national average of 16:1), and 53.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
1
within city limits
College Degree Rate
53.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.9:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Fruit Cove (within 15 miles)
Public · 4-year · 13,359 students · in-state tuition $6,389 · 66% graduate · median earnings $59,626 (10 yrs after entry)
Chamberlain University-Florida
10 mi awayPrivate for-profit · 4-year · 821 students · in-state tuition $20,845 · 61% graduate · median earnings $96,897 (10 yrs after entry)
Private nonprofit · 2-year · 659 students · in-state tuition $17,755 · 70% graduate · median earnings $22,688 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Castillo de San Marcos National Monument, 23 mi
Nearby national parks, recreation areas and public libraries for Fruit Cove
Fruit Cove has 5 nearby national parks or recreation areas, closest being Castillo de San Marcos National Monument (23 mi away).
Nearby National Parks & Recreation Areas
Castillo de San Marcos National Monument
National Monument
23 mi awayTimucuan Ecological & Historic Preserve
Ecological & Historic Preserve
27 mi awayFort Matanzas National Monument
National Monument
35 mi awayCumberland Island National Seashore
National Seashore
53 mi awayFort Frederica National Monument
National Monument
79 mi awayPublic Libraries in Fruit Cove
Bartram Trail Branch Library
60 Davis Pond Blvd., Fruit Cove
Cities Near Fruit Cove
The closest cities within 60 miles
Planning a move to Fruit Cove?
Read our full moving guide — what it's really like to live here.
Fruit Cove FAQ
Is Fruit Cove, Florida affordable?⌄
Fruit Cove's median rent is $2,336/month, which is significantly above the national average. The median household income is $141,863/year. Median home value is $484,000.
Is Fruit Cove, Florida safe?⌄
Fruit Cove is policed by the St. Johns County Sheriff's Office, whose violent crime rate across its service area was 76 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 430 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Fruit Cove, Florida?⌄
St. Johns County, which includes Fruit Cove, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Fruit Cove, Florida?⌄
The cost of living in Fruit Cove is primarily driven by housing. Median rent is $2,336/month and median household income is $141,863/year. The median home value is $484,000. About 52% of renters spend more than 30% of their income on housing.
How is the commute in Fruit Cove, Florida?⌄
The average commute in Fruit Cove is 30 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from