About

Life in Belmont

Belmont offers the appeal of a well-resourced suburban community with excellent schools and strong academic outcomes—Belmont High School regularly sends 5-10 students to Harvard annually and earned a gold medal from U.S. News & World Report. The median household income is notably high at $183,000, and the college degree rate is 80.2%, reflecting an educated, professional population.

Belmont at a Glance

Population, income, housing and more

Median Age

42.9 yrs

Poverty Rate

3.6%

Foreign-Born

26.2%

Broadband Internet

96.4%

of households

Population Growth

+3.4%

recent change · Census Bureau

Median household income

Belmont$183,137
Massachusetts avg$103,960
US$80,734

Demographics26.2% foreign-born, most often from China, excluding Hong Kong and Taiwan

Who lives in Belmont: race and ethnicity, ages, households, languages and countries of origin

In Belmont, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (24.3%), and 9.0% of residents speak Other Indo-European at home.

Under 18

24.2%

of residents

65 and Older

19.3%

of residents

Households with Kids

39.5%

anyone under 18

Living Alone

20.5%

of households

Married Couples

62.3%

of households

Avg Household Size

2.59

people

Race & Ethnicity

White68.8%
Asian19.5%
Hispanic or Latino4.9%
Two or more races4.5%
Black1.6%
Other0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

China24.3%
India7.6%
Korea4.8%
Jamaica3.0%
Japan2.8%
Albania2.7%
Canada2.7%
Philippines2.5%
Turkey2.3%
Ukraine2.2%

Languages Spoken at Home

English only67.7%
Other Indo-European9.0%
Chinese8.7%
Spanish4.6%
Other Asian/Pacific2.1%
Russian/Slavic1.9%
Korean1.7%
French/Haitian1.5%

Cost of Livingrent 43% above MA average

Rent, home values, and income in Belmont

In Belmont, rent runs 43% above the MA average, and home values are 106% above the MA average.

Median rent (per month)

Belmont$2,527
Massachusetts avg$1,762
US$1,413

Median home value

Belmont$1,159,000
Massachusetts avg$562,100
US$332,700

Rent Burdened

42.9%

spending 30%+ of income on rent

Severely Rent Burdened

20.6%

spending 50%+

Cost of Living Index

108.3

metro area (BEA) · US avg = 100

Homeowners

64.7%

of occupied homes are owned

Vacant Homes

4.3%

of housing units

Home Value Trend

$1,150,584
$1,420,623
202120222023202420252026

Latest: $1,420,623 (September 2026)

Jobs & Economyunemployment 0.4 pts below MA average

Unemployment in Belmont

Unemployment in Middlesex County, which includes Belmont, is 0.4 percentage points lower than the MA average.

Unemployment rate

Belmont4.1%
Massachusetts avg4.5%
US4.3%

Belmont: Middlesex County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

3.3%
3.1%
2.8%
2.4%
7.6%
4.3%
3%
3%
3.5%
4.1%
2016201720182019202020212022202320242025

Middlesex County (county-wide) · Annual averages

Belmont is about 2% of Middlesex County’s population, so county-wide figures may differ from local conditions.

What Belmont Residents Do for Work · share of employed residents by industry

Education & health care30.1%
Professional & business services27.6%
Manufacturing10.4%
Finance & real estate8.1%
Retail6.4%
Arts, hospitality & food service5.3%
Construction2.9%
Information2.4%

City residents, wherever they work

Commute29.3 min avg

How Belmont residents get to work, and the nearest airports

In Belmont, most residents drive alone to work (48%), and 46% get there in under 30 minutes.

How People Get to Work

Drive alone48.2%
Carpool4.3%
Public transit9.3%
Walk2.2%
Work from home31.5%
Other4.5%

Commute Time Distribution

Under 15 min12.9%
15–29 min33.4%
30–44 min34.5%
45–59 min11.3%
60+ min7.9%

Nearest airports · with airline service

  • Boston Logan International Airport (BOS)

    Major hub21.0M passengers boarded in 2025

    9 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 91% below national average

Crime rates for 2025

Violent crime in Belmont runs 91% below the national average.

Violent Crime Rate

29.2

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

787.6

per 100,000 residents

Below average (1,552 national, 2025)

Belmont Police Department

Natural DisastersThunderstorm Wind most common — 16 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

96.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Ice storm · Very HighCold wave · HighHurricane · HighLightning · HighInland flooding · High

Middlesex County, county-wide · FEMA NRI December 2025

In Middlesex County, which includes Belmont, the most common type is thunderstorm wind, with 16 recorded events in 2025.

Most common events:

Thunderstorm WindStrong WindFloodHeavy SnowHigh Wind

Storm events by year

YearEventsTop TypeProperty Damage
202516Thunderstorm Wind$73,400
202410Thunderstorm Wind$23,700
202329Flood$99,100
202226Thunderstorm Wind$111,000
202128Strong Wind$583,500
202052Strong Wind$552,300
201927Strong Wind$263,750
201840Flood$526,500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Middlesex County, county-wide

Belmont is about 2% of Middlesex County’s population, so county-wide figures may differ from local conditions.

Air Quality38 median AQI — Good

Days by air quality category (2025)

Air quality in Middlesex County, which includes Belmont, is typically good — 299 good-air days per year.

Median AQI

38

Good Days

299

per year

Moderate Days

65

per year

Unhealthy Days

0

per year

Middlesex County, county-wide

Belmont is about 2% of Middlesex County’s population, so county-wide figures may differ from local conditions.

Climate82°F summers, 22°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Belmont has warm summers (avg high 82°F) and cold winters (avg low 22°F).

Spring (Mar–May)

58°/38°F

avg high / low

Summer (Jun–Aug)

82°/61°F

avg high / low

Fall (Sep–Nov)

64°/44°F

avg high / low

Winter (Dec–Feb)

40°/22°F

avg high / low

Annual Precipitation

49.3"

Annual Snowfall

59.0"

Hot Days/Year

20

days above 90°F

Freeze Days/Year

121

days below 32°F

Rainy Days/Year

141

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.87" precipitationFeb: 3.59" precipitationMar: 4.49" precipitationApr: 4.32" precipitationMay: 3.64" precipitationJun: 4.18" precipitationJul: 3.49" precipitationAug: 3.72" precipitationSep: 3.96" precipitationOct: 5.03" precipitationNov: 3.99" precipitationDec: 5.08" precipitation19°JJan: high 37°F, low 19°FFFeb: high 40°F, low 21°FMMar: high 47°F, low 28°FAApr: high 59°F, low 38°FMMay: high 69°F, low 48°FJJun: high 79°F, low 58°F85°JJul: high 85°F, low 64°FAAug: high 83°F, low 63°FSSep: high 76°F, low 55°FOOct: high 64°F, low 43°FNNov: high 53°F, low 34°FDDec: high 42°F, low 26°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan37°F19°F3.87"
Feb40°F21°F3.59"
Mar47°F28°F4.49"
Apr59°F38°F4.32"
May69°F48°F3.64"
Jun79°F58°F4.18"
Jul85°F64°F3.49"
Aug83°F63°F3.72"
Sep76°F55°F3.96"
Oct64°F43°F5.03"
Nov53°F34°F3.99"
Dec42°F26°F5.08"

Healthcare1 hospital

Hospitals, ratings, and health insurance in Belmont

Belmont has 1 hospital.

Hospitals

1

within city limits

Uninsured

1.8%

of residents

Mclean Hospital Corporation

Psychiatric

Not rated

Nearby hospitals · within 15 miles

Mount Auburn Hospital

Acute Care Hospitals · ER available · 2.7 mi away · Cambridge

Boston Medical Center-brighton

Acute Care Hospitals · ER available · 3.6 mi away · Brighton

Franciscan Children's Hospital & Rehab Center

Childrens · 3.7 mi away · Brighton

Not rated

Adult Health · vs. the typical US place

Obesity21.4%US 36.8%
Diabetes7.7%US 12.6%
High blood pressure26.9%US 37.1%
Current smoking6.6%US 15.0%
No leisure-time physical activity14.7%US 26.6%
Depression22.2%US 23.0%
Asthma10.6%US 10.7%
Routine checkup in past year81.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.2:1 student/teacher ratio

Schools and degree attainment in Belmont

Belmont's student/teacher ratio is 15.2:1 (lower than the national average of 16:1), and 80.9% of adults 25+ hold a bachelor's degree or higher.

Public Schools

7

within city limits

Private Schools

4

within city limits

College Degree Rate

80.9%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.2:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Belmont (within 15 miles)

Boston University

4.8 mi away

Private nonprofit · 4-year · 18,248 students · in-state tuition $71,372 · 89% graduate · median earnings $89,087 (10 yrs after entry)

Northeastern University

6 mi away

Private nonprofit · 4-year · 17,326 students · in-state tuition $69,289 · 91% graduate · median earnings $99,371 (10 yrs after entry)

University of Massachusetts-Boston

9.2 mi away

Public · 4-year · 11,512 students · in-state tuition $16,558 · 62% graduate · median earnings $70,597 (10 yrs after entry)

Boston College

4.2 mi away

Private nonprofit · 4-year · 10,085 students · in-state tuition $73,508 · 91% graduate · median earnings $112,178 (10 yrs after entry)

Bunker Hill Community College

5.8 mi away

Public · 2-year · 8,612 students · in-state tuition $6,288 · 22% graduate · median earnings $51,734 (10 yrs after entry)

Harvard University

3.4 mi away

Private nonprofit · 4-year · 7,601 students · in-state tuition $64,796 · 98% graduate · median earnings $121,957 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Longfellow House Washington's Headquarters National Historic Site, 3 mi

Nearby national parks, recreation areas and public libraries for Belmont

Belmont has 8 nearby national parks or recreation areas, closest being Longfellow House Washington's Headquarters National Historic Site (3 mi away).

Nearby National Parks & Recreation Areas

Longfellow House Washington's Headquarters National Historic Site

National Historic Site

3 mi away

John Fitzgerald Kennedy National Historic Site

National Historic Site

4 mi away

Frederick Law Olmsted National Historic Site

National Historic Site

5 mi away

Boston African American National Historic Site

National Historic Site

6 mi away

Boston National Historical Park

National Historical Park

7 mi away

Minute Man National Historical Park

National Historical Park

8 mi away

Saugus Iron Works National Historic Site

National Historic Site

10 mi away

Adams National Historical Park

National Historical Park

13 mi away

Public Libraries in Belmont

Belmont Public Library

336 Concord Ave., Belmont

Central library~62 hrs/week

Cities Near Belmont

The closest cities within 60 miles

Planning a move to Belmont?

Read our full moving guide — what it's really like to live here.

Moving to Belmont →

Belmont FAQ

Is Belmont, Massachusetts affordable?⌄

Belmont's median rent is $2,527/month, which is significantly above the national average. The median household income is $183,137/year. Median home value is $1,159,000.

Is Belmont, Massachusetts safe?⌄

Belmont's violent crime rate was 29 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 788 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Belmont, Massachusetts?⌄

Middlesex County, which includes Belmont, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.

What is the cost of living in Belmont, Massachusetts?⌄

The cost of living in Belmont is primarily driven by housing. Median rent is $2,527/month and median household income is $183,137/year. The median home value is $1,159,000. About 43% of renters spend more than 30% of their income on housing.

How is the commute in Belmont, Massachusetts?⌄

The average commute in Belmont is 29 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from