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Living in
Chambersburg.
About
Life in Chambersburg
Chambersburg is a community of 22,051 people in Pennsylvania. The median household income is $56,177, median rent runs about $1,099 per month, and median home values are around $215,000. Unemployment is low at 3.8%, suggesting a relatively healthy local job market.
Chambersburg at a Glance
Population, income, housing and more
Median Age
39.6 yrs
Poverty Rate
15.3%
Foreign-Born
7.4%
Broadband Internet
87.1%
of households
Population Growth
+6.7%
recent change · Census Bureau
Median household income
Demographics7.4% foreign-born, most often from Guatemala
Who lives in Chambersburg: race and ethnicity, ages, households, languages and countries of origin
In Chambersburg, the largest foreign-born group is from Guatemala (33.2%), and 15.5% of residents speak Spanish at home.
Under 18
19.8%
of residents
65 and Older
19.0%
of residents
Households with Kids
26.1%
anyone under 18
Living Alone
38.5%
of households
Married Couples
31.7%
of households
Avg Household Size
2.19
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 9% below PA average
Rent, home values, and income in Chambersburg
In Chambersburg, rent runs 9% below the PA average, and home values are 16% below the PA average.
Median rent (per month)
Median home value
Rent Burdened
43.2%
spending 30%+ of income on rent
Severely Rent Burdened
20.9%
spending 50%+
Cost of Living Index
94.6
metro area (BEA) · US avg = 100
Median Property Tax
$2,280
per year, owner-occupied homes
Homeowners
42.7%
of occupied homes are owned
Typical Home Built
1963
median year built
Vacant Homes
4.7%
of housing units
Home Value Trend
Latest: $288,177 (September 2026)
Jobs & Economyunemployment 0.5 pts below PA average
Unemployment in Chambersburg
Unemployment in Franklin County, which includes Chambersburg, is 0.5 percentage points lower than the PA average.
Unemployment rate
Chambersburg: Franklin County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Franklin County (county-wide) · Annual averages
What Chambersburg Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute16.5 min avg
How Chambersburg residents get to work, and the nearest airports
In Chambersburg, most residents drive alone to work (77%), and 82% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 16 mi
Hagerstown Regional Richard A Henson Field (HGR)
Regional airport · few flights45k passengers boarded in 2025
- 69 mi
Washington Dulles International Airport (IAD)
Major hub13.9M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyabout average for violent crime
Crime rates for 2025
Violent crime in Chambersburg is close to the national average.
Violent Crime Rate
342.7
per 100,000 residents
About average (329 national, 2025)
Property Crime Rate
1,452.3
per 100,000 residents
Below average (1,552 national, 2025)
Chambersburg Police Department
Natural DisastersThunderstorm Wind most common — 11 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
76.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Franklin County, county-wide · FEMA NRI December 2025
In Franklin County, which includes Chambersburg, the most common type is thunderstorm wind, with 11 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 11 | Thunderstorm Wind | $62,000 |
| 2024 | 5 | Heavy Snow | $80,000 |
| 2023 | 6 | Thunderstorm Wind | $39,000 |
| 2022 | 11 | Thunderstorm Wind | $87,000 |
| 2021 | 9 | Thunderstorm Wind | $55,000 |
| 2020 | 10 | Thunderstorm Wind | $194,000 |
| 2019 | 14 | Thunderstorm Wind | $137,000 |
| 2018 | 9 | Winter Storm | $4,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Franklin County, county-wide
Air Quality37 median AQI — Good
Days by air quality category (2025)
Air quality in Franklin County, which includes Chambersburg, is typically good.
Median AQI
37
Franklin County, county-wide
Climate83°F summers, 25°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Chambersburg has warm summers (avg high 83°F) and cold winters (avg low 25°F).
Spring (Mar–May)
62°/42°F
avg high / low
Summer (Jun–Aug)
83°/63°F
avg high / low
Fall (Sep–Nov)
64°/45°F
avg high / low
Winter (Dec–Feb)
40°/25°F
avg high / low
Annual Precipitation
43.5"
Annual Snowfall
30.8"
Hot Days/Year
19
days above 90°F
Freeze Days/Year
109
days below 32°F
Rainy Days/Year
117
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 37°F | 23°F | 3.21" |
| Feb | 41°F | 25°F | 2.61" |
| Mar | 50°F | 32°F | 3.61" |
| Apr | 63°F | 42°F | 3.98" |
| May | 73°F | 52°F | 4.13" |
| Jun | 81°F | 61°F | 4.10" |
| Jul | 85°F | 65°F | 3.83" |
| Aug | 83°F | 63°F | 3.82" |
| Sep | 76°F | 56°F | 4.14" |
| Oct | 64°F | 45°F | 3.53" |
| Nov | 52°F | 35°F | 3.12" |
| Dec | 41°F | 27°F | 3.45" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Chambersburg
Chambersburg has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
9.0%
of residents
Avg Hospital Rating
4.0 / 5
Wellspan Chambersburg Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Roxbury Treatment Center
Psychiatric · 10.5 mi away · Shippensburg
Wellspan Waynesboro Hospital
Acute Care Hospitals · ER available · 13.2 mi away · Waynesboro
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.6:1 student/teacher ratio
Schools and degree attainment in Chambersburg
Chambersburg's student/teacher ratio is 16.6:1 (higher than the national average of 16:1), and 27.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
1
within city limits
College Degree Rate
27.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.6:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Chambersburg
Private nonprofit · 4-year · 865 students · in-state tuition $27,150 · 56% graduate · median earnings $45,795 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Catoctin Mountain Park, 22 mi
Nearby national parks, recreation areas and public libraries for Chambersburg
Chambersburg has 8 nearby national parks or recreation areas, closest being Catoctin Mountain Park (22 mi away).
Nearby National Parks & Recreation Areas
Catoctin Mountain Park
Park
22 mi awayEisenhower National Historic Site
National Historic Site
23 mi awayGettysburg National Military Park
National Military Park
24 mi awayAntietam National Battlefield
National Battlefield
32 mi awayCarlisle Federal Indian Boarding School National Monument
National Monument
32 mi awayMonocacy National Battlefield
National Battlefield
42 mi awayHarpers Ferry National Historical Park
National Historical Park
43 mi awayPotomac Heritage National Scenic Trail
National Scenic Trail
54 mi awayPublic Libraries in Chambersburg
Coyle Free Library
102 North Main Street, Chambersburg
Cities Near Chambersburg
The closest cities within 60 miles
Planning a move to Chambersburg?
Read our full moving guide — what it's really like to live here.
Chambersburg FAQ
Is Chambersburg, Pennsylvania affordable?⌄
Chambersburg's median rent is $1,099/month, which is below the national average, making it relatively affordable. The median household income is $56,576/year. Median home value is $215,000.
Is Chambersburg, Pennsylvania safe?⌄
Chambersburg's violent crime rate was 343 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 1452 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Chambersburg, Pennsylvania?⌄
Franklin County, which includes Chambersburg, has an unemployment rate of 3.8%, which is close to the national average of 4.3%.
What is the cost of living in Chambersburg, Pennsylvania?⌄
The cost of living in Chambersburg is primarily driven by housing. Median rent is $1,099/month and median household income is $56,576/year. The median home value is $215,000. About 43% of renters spend more than 30% of their income on housing.
How is the commute in Chambersburg, Pennsylvania?⌄
The average commute in Chambersburg is 17 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from