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Living in
Belton.
About
Life in Belton
Belton is a community of 23,769 people in Texas. The median household income is $59,130, median rent runs about $1,252 per month, and median home values are around $259,000. The unemployment rate is 4.1%.
Belton at a Glance
Population, income, housing and more
Median Age
32.4 yrs
Poverty Rate
16.7%
Foreign-Born
8.8%
Broadband Internet
86.2%
of households
Population Growth
+12.7%
recent change · Census Bureau
Median household income
Demographics8.8% foreign-born, most often from Mexico
Who lives in Belton: race and ethnicity, ages, households, languages and countries of origin
In Belton, the largest foreign-born group is from Mexico (56.5%), and 20.1% of residents speak Spanish at home.
Under 18
24.3%
of residents
65 and Older
13.9%
of residents
Households with Kids
30.4%
anyone under 18
Living Alone
35.3%
of households
Married Couples
39.4%
of households
Avg Household Size
2.56
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 11% below TX average
Rent, home values, and income in Belton
In Belton, rent runs 11% below the TX average, and home values are 9% below the TX average.
Median rent (per month)
Median home value
Rent Burdened
60.8%
spending 30%+ of income on rent
Severely Rent Burdened
29.5%
spending 50%+
Cost of Living Index
91.1
metro area (BEA) · US avg = 100
Median Property Tax
$4,038
per year, owner-occupied homes
Homeowners
56.0%
of occupied homes are owned
Typical Home Built
1994
median year built
Vacant Homes
6.4%
of housing units
Home Value Trend
Latest: $311,931 (September 2026)
Jobs & Economyunemployment about average for TX
Unemployment in Belton
Unemployment in Belton is close to the TX average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Belton Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute22.8 min avg
How Belton residents get to work, and the nearest airports
In Belton, most residents drive alone to work (77%), and 75% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 22 mi
Killeen Regional Airport / Robert Gray Army Airfield (GRK)
Regional airport · few flights113k passengers boarded in 2025
- 60 mi
Austin Bergstrom International Airport (AUS)
Major hub10.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 73% below national average
Crime rates for 2024
Violent crime in Belton runs 73% below the national average.
Violent Crime Rate
96.6
per 100,000 residents
Below average (363 national, 2024)
Property Crime Rate
1,954.6
per 100,000 residents
Above average (1,767 national, 2024)
Belton Police Department
Natural DisastersDrought most common — 22 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Bell County, county-wide · FEMA NRI December 2025
In Bell County, which includes Belton, the most common type is drought, with 22 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 22 | Hail | $1.7M |
| 2024 | 37 | Heat | $6.7M |
| 2023 | 43 | Hail | $2.2M |
| 2022 | 25 | Drought | $2.0M |
| 2021 | 17 | Heat | $50.2M |
| 2020 | 18 | Drought | $70,500 |
| 2019 | 13 | Heat | $24,000 |
| 2018 | 12 | Drought | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Bell County, county-wide
Air Quality45 median AQI — Good
Days by air quality category (2025)
Air quality in Bell County, which includes Belton, is typically good — 241 good-air days per year.
Median AQI
45
Good Days
241
per year
Moderate Days
120
per year
Unhealthy Days
0
per year
Bell County, county-wide
Climate94°F summers, 38°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Belton has hot summers (avg high 94°F) and mild winters (avg low 38°F).
Spring (Mar–May)
78°/54°F
avg high / low
Summer (Jun–Aug)
94°/71°F
avg high / low
Fall (Sep–Nov)
80°/56°F
avg high / low
Winter (Dec–Feb)
62°/38°F
avg high / low
Annual Precipitation
37.0"
Annual Snowfall
0.0"
Hot Days/Year
118
days above 90°F
Freeze Days/Year
33
days below 32°F
Rainy Days/Year
87
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 60°F | 36°F | 2.55" |
| Feb | 64°F | 39°F | 2.29" |
| Mar | 71°F | 46°F | 3.26" |
| Apr | 78°F | 54°F | 3.10" |
| May | 85°F | 63°F | 4.85" |
| Jun | 91°F | 70°F | 3.43" |
| Jul | 95°F | 72°F | 1.85" |
| Aug | 96°F | 72°F | 2.46" |
| Sep | 90°F | 66°F | 3.74" |
| Oct | 81°F | 56°F | 4.00" |
| Nov | 69°F | 46°F | 2.64" |
| Dec | 61°F | 38°F | 2.80" |
Healthcare1 hospital
Hospitals, ratings, and health insurance in Belton
Belton has 1 hospital.
Hospitals
1
within city limits
Uninsured
15.3%
of residents
Cedar Crest Hospital & Rtc
Psychiatric
Nearby hospitals · within 15 miles
Canyon Creek Behavioral Health
Psychiatric · 6.5 mi away · Temple
Baylor Scott & White Medical Center - Temple
Acute Care Hospitals · ER available · 6.9 mi away · Temple
Temple VA Medical Center (va Central Texas Healthcare System)
Acute Care - Veterans Administration · ER available · 8 mi away · Temple
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education13.1:1 student/teacher ratio
Schools and degree attainment in Belton
Belton's student/teacher ratio is 13.1:1 (lower than the national average of 16:1), and 28.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
13
within city limits
Private Schools
2
within city limits
College Degree Rate
28.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
13.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Belton
University of Mary Hardin-Baylor
Private nonprofit · 4-year · 2,759 students · in-state tuition $33,140 · 52% graduate · median earnings $59,613 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Public · 2-year · 3,178 students · in-state tuition $3,000 · 20% graduate · median earnings $42,191 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Waco Mammoth National Monument, 42 mi
Nearby national parks, recreation areas and public libraries for Belton
Belton has 3 nearby national parks or recreation areas, closest being Waco Mammoth National Monument (42 mi away).
Nearby National Parks & Recreation Areas
Waco Mammoth National Monument
National Monument
42 mi awayEl Camino Real de los Tejas National Historic Trail
National Historic Trail
67 mi awayLyndon B Johnson National Historical Park
National Historical Park
87 mi awayPublic Libraries in Belton
Lena Armstrong Public Library
301 E 1st Ave, Belton
Cities Near Belton
The closest cities within 60 miles
Planning a move to Belton?
Read our full moving guide — what it's really like to live here.
Belton FAQ
Is Belton, Texas affordable?⌄
Belton's median rent is $1,252/month, which is below the national average, making it relatively affordable. The median household income is $59,130/year. Median home value is $258,700.
Is Belton, Texas safe?⌄
Belton's violent crime rate was 97 per 100,000 residents in 2024, which is well below the national average — one of the safer cities in the country of 363/100k that year. Property crime rate is 1955 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Belton, Texas?⌄
Belton has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Belton, Texas?⌄
The cost of living in Belton is primarily driven by housing. Median rent is $1,252/month and median household income is $59,130/year. The median home value is $258,700. About 61% of renters spend more than 30% of their income on housing.
How is the commute in Belton, Texas?⌄
The average commute in Belton is 23 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from