© OpenMapTiles © OpenStreetMap
Living in
Temple.
About
Life in Temple
If you're considering Temple, understand that you're looking at a practical, working city rather than a destination town. The healthcare sector dominates employment—Baylor Scott & White is massive here with 12,000 employees—but distribution centers and logistics operations are equally important to the local economy, which means steady middle-class jobs but also means you'll see commercial truck traffic. Housing is genuinely affordable compared to Austin or Dallas, with median home values around $239k and rents under $1,200, and the job market is solid at 4.2% unemployment.
Temple at a Glance
Population, income, housing and more
Median Age
33.8 yrs
Poverty Rate
16.0%
Foreign-Born
8.2%
Broadband Internet
90.3%
of households
Population Growth
+19.7%
recent change · Census Bureau
Median household income
Demographics8.2% foreign-born, most often from Mexico
Who lives in Temple: race and ethnicity, ages, households, languages and countries of origin
In Temple, the largest foreign-born group is from Mexico (49.8%), and 13.9% of residents speak Spanish at home.
Under 18
26.6%
of residents
65 and Older
15.1%
of residents
Households with Kids
33.3%
anyone under 18
Living Alone
31.4%
of households
Married Couples
44.0%
of households
Avg Household Size
2.55
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 12% below TX average
Rent, home values, and income in Temple
In Temple, rent runs 12% below the TX average, and home values are 16% below the TX average.
Median rent (per month)
Median home value
Rent Burdened
46.8%
spending 30%+ of income on rent
Severely Rent Burdened
23.5%
spending 50%+
Cost of Living Index
91.1
metro area (BEA) · US avg = 100
Median Property Tax
$3,749
per year, owner-occupied homes
Homeowners
52.3%
of occupied homes are owned
Typical Home Built
1991
median year built
Vacant Homes
7.5%
of housing units
Home Value Trend
Latest: $243,946 (September 2026)
Jobs & Economyunemployment about average for TX
Unemployment in Temple
Unemployment in Temple is close to the TX average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Temple Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute21 min avg
How Temple residents get to work, and the nearest airports
In Temple, most residents drive alone to work (74%), and 76% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 29 mi
Killeen Regional Airport / Robert Gray Army Airfield (GRK)
Regional airport · few flights113k passengers boarded in 2025
- 65 mi
Austin Bergstrom International Airport (AUS)
Major hub10.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 13% below national average
Crime rates for 2024
Violent crime in Temple runs 13% below the national average.
Violent Crime Rate
315.9
per 100,000 residents
Below average (363 national, 2024)
Property Crime Rate
2,384.8
per 100,000 residents
Above average (1,767 national, 2024)
Temple Police Department
Natural DisastersDrought most common — 22 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Bell County, county-wide · FEMA NRI December 2025
In Bell County, which includes Temple, the most common type is drought, with 22 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 22 | Hail | $1.7M |
| 2024 | 37 | Heat | $6.7M |
| 2023 | 43 | Hail | $2.2M |
| 2022 | 25 | Drought | $2.0M |
| 2021 | 17 | Heat | $50.2M |
| 2020 | 18 | Drought | $70,500 |
| 2019 | 13 | Heat | $24,000 |
| 2018 | 12 | Drought | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Bell County, county-wide
Air Quality45 median AQI — Good
Days by air quality category (2025)
Air quality in Bell County, which includes Temple, is typically good — 241 good-air days per year.
Median AQI
45
Good Days
241
per year
Moderate Days
120
per year
Unhealthy Days
0
per year
Bell County, county-wide
Climate94°F summers, 38°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Temple has hot summers (avg high 94°F) and mild winters (avg low 38°F).
Spring (Mar–May)
78°/54°F
avg high / low
Summer (Jun–Aug)
94°/71°F
avg high / low
Fall (Sep–Nov)
80°/56°F
avg high / low
Winter (Dec–Feb)
62°/38°F
avg high / low
Annual Precipitation
38.0"
Annual Snowfall
0.0"
Hot Days/Year
118
days above 90°F
Freeze Days/Year
33
days below 32°F
Rainy Days/Year
92
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 60°F | 36°F | 2.55" |
| Feb | 64°F | 39°F | 2.29" |
| Mar | 71°F | 46°F | 3.26" |
| Apr | 78°F | 54°F | 3.10" |
| May | 85°F | 63°F | 4.85" |
| Jun | 91°F | 70°F | 3.43" |
| Jul | 95°F | 72°F | 1.85" |
| Aug | 96°F | 72°F | 2.46" |
| Sep | 90°F | 66°F | 3.74" |
| Oct | 81°F | 56°F | 4.00" |
| Nov | 69°F | 46°F | 2.64" |
| Dec | 61°F | 38°F | 2.80" |
Healthcare3 hospitals, avg 4.5/5
Hospitals, ratings, and health insurance in Temple
Temple has 3 hospitals, averaging 4.5 out of 5 on CMS's quality rating — above-average care.
Hospitals
3
within city limits
Uninsured
13.9%
of residents
Avg Hospital Rating
4.5 / 5
Baylor Scott & White Medical Center - Temple
Acute Care Hospitals · ER available
Temple VA Medical Center (va Central Texas Healthcare System)
Acute Care - Veterans Administration · ER available
Canyon Creek Behavioral Health
Psychiatric
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.7:1 student/teacher ratio
Schools and degree attainment in Temple
Temple's student/teacher ratio is 14.7:1 (lower than the national average of 16:1), and 30.6% of adults 25+ hold a bachelor's degree or higher.
Public Schools
25
within city limits
Private Schools
7
within city limits
College Degree Rate
30.6%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Temple
Public · 2-year · 3,178 students · in-state tuition $3,000 · 20% graduate · median earnings $42,191 (10 yrs after entry)
Nearby Colleges (within 15 miles)
University of Mary Hardin-Baylor
5.2 mi awayPrivate nonprofit · 4-year · 2,759 students · in-state tuition $33,140 · 52% graduate · median earnings $59,613 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Waco Mammoth National Monument, 37 mi
Nearby national parks, recreation areas and public libraries for Temple
Temple has 3 nearby national parks or recreation areas, closest being Waco Mammoth National Monument (37 mi away).
Nearby National Parks & Recreation Areas
Waco Mammoth National Monument
National Monument
37 mi awayEl Camino Real de los Tejas National Historic Trail
National Historic Trail
70 mi awayLyndon B Johnson National Historical Park
National Historical Park
93 mi awayPublic Libraries in Temple
Temple Public Library
100 W Adams Ave, Temple
Cities Near Temple
The closest cities within 60 miles
Planning a move to Temple?
Read our full moving guide — what it's really like to live here.
Temple FAQ
Is Temple, Texas affordable?⌄
Temple's median rent is $1,231/month, which is below the national average, making it relatively affordable. The median household income is $68,204/year. Median home value is $239,000.
Is Temple, Texas safe?⌄
Temple's violent crime rate was 316 per 100,000 residents in 2024, which is below the national average of 363/100k that year. Property crime rate is 2385 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Temple, Texas?⌄
Temple has an unemployment rate of 4.2%, which is close to the national average of 4.3%.
What is the cost of living in Temple, Texas?⌄
The cost of living in Temple is primarily driven by housing. Median rent is $1,231/month and median household income is $68,204/year. The median home value is $239,000. About 47% of renters spend more than 30% of their income on housing.
How is the commute in Temple, Texas?⌄
The average commute in Temple is 21 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from