About

Life in Temple

If you're considering Temple, understand that you're looking at a practical, working city rather than a destination town. The healthcare sector dominates employment—Baylor Scott & White is massive here with 12,000 employees—but distribution centers and logistics operations are equally important to the local economy, which means steady middle-class jobs but also means you'll see commercial truck traffic. Housing is genuinely affordable compared to Austin or Dallas, with median home values around $239k and rents under $1,200, and the job market is solid at 4.2% unemployment.

Temple at a Glance

Population, income, housing and more

Median Age

33.8 yrs

Poverty Rate

16.0%

Foreign-Born

8.2%

Broadband Internet

90.3%

of households

Population Growth

+19.7%

recent change · Census Bureau

Median household income

Temple$68,204
Texas avg$78,476
US$80,734

Demographics8.2% foreign-born, most often from Mexico

Who lives in Temple: race and ethnicity, ages, households, languages and countries of origin

In Temple, the largest foreign-born group is from Mexico (49.8%), and 13.9% of residents speak Spanish at home.

Under 18

26.6%

of residents

65 and Older

15.1%

of residents

Households with Kids

33.3%

anyone under 18

Living Alone

31.4%

of households

Married Couples

44.0%

of households

Avg Household Size

2.55

people

Race & Ethnicity

White51.4%
Hispanic or Latino29.0%
Black12.1%
Two or more races5.1%
Asian2.0%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico49.8%
India5.7%
Germany4.3%
Philippines3.8%
Korea3.8%
Honduras2.6%
China2.5%
Nepal2.4%
Kenya2.2%
Venezuela2.2%

Languages Spoken at Home

English only83.1%
Spanish13.9%
Other Indo-European0.8%
Korean0.5%
German/Germanic0.4%
Other Asian/Pacific0.3%
Other0.3%
Tagalog/Filipino0.3%

Cost of Livingrent 12% below TX average

Rent, home values, and income in Temple

In Temple, rent runs 12% below the TX average, and home values are 16% below the TX average.

Median rent (per month)

Temple$1,231
Texas avg$1,403
US$1,413

Median home value

Temple$239,000
Texas avg$283,800
US$332,700

Rent Burdened

46.8%

spending 30%+ of income on rent

Severely Rent Burdened

23.5%

spending 50%+

Cost of Living Index

91.1

metro area (BEA) · US avg = 100

Median Property Tax

$3,749

per year, owner-occupied homes

Homeowners

52.3%

of occupied homes are owned

Typical Home Built

1991

median year built

Vacant Homes

7.5%

of housing units

Home Value Trend

$227,662
$277,229
$243,946
202120222023202420252026

Latest: $243,946 (September 2026)

Jobs & Economyunemployment about average for TX

Unemployment in Temple

Unemployment in Temple is close to the TX average.

Unemployment rate

Temple4.2%
Texas avg4.2%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4%
3.8%
3.6%
3.4%
6.2%
5%
3.9%
4%
4%
4.2%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Temple Residents Do for Work · share of employed residents by industry

Education & health care27.4%
Arts, hospitality & food service10.9%
Retail10.7%
Manufacturing10.4%
Professional & business services8.8%
Construction7.1%
Transportation & utilities6.4%
Finance & real estate5.9%

City residents, wherever they work

Commute21 min avg

How Temple residents get to work, and the nearest airports

In Temple, most residents drive alone to work (74%), and 76% get there in under 30 minutes.

How People Get to Work

Drive alone74.2%
Carpool11.6%
Public transit0.4%
Walk0.5%
Work from home11.4%
Other1.8%

Commute Time Distribution

Under 15 min43.6%
15–29 min32.4%
30–44 min13.4%
45–59 min5.4%
60+ min5.3%

Nearest airports · with airline service

  • Killeen Regional Airport / Robert Gray Army Airfield (GRK)

    Regional airport · few flights113k passengers boarded in 2025

    29 mi
  • Austin Bergstrom International Airport (AUS)

    Major hub10.7M passengers boarded in 2025

    65 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 13% below national average

Crime rates for 2024

Violent crime in Temple runs 13% below the national average.

Violent Crime Rate

315.9

per 100,000 residents

Below average (363 national, 2024)

Property Crime Rate

2,384.8

per 100,000 residents

Above average (1,767 national, 2024)

Temple Police Department

Natural DisastersDrought most common — 22 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

91.1 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Lightning · Very HighCold wave · HighHail · HighTornado · HighWinter weather · High

Bell County, county-wide · FEMA NRI December 2025

In Bell County, which includes Temple, the most common type is drought, with 22 recorded events in 2025.

Most common events:

DroughtHailHeatThunderstorm WindFlash Flood

Storm events by year

YearEventsTop TypeProperty Damage
202522Hail$1.7M
202437Heat$6.7M
202343Hail$2.2M
202225Drought$2.0M
202117Heat$50.2M
202018Drought$70,500
201913Heat$24,000
201812DroughtNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

2 earthquakes of magnitude 2.5+ within 100 miles in the past year

Bell County, county-wide

Air Quality45 median AQI — Good

Days by air quality category (2025)

Air quality in Bell County, which includes Temple, is typically good — 241 good-air days per year.

Median AQI

45

Good Days

241

per year

Moderate Days

120

per year

Unhealthy Days

0

per year

Bell County, county-wide

Climate94°F summers, 38°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Temple has hot summers (avg high 94°F) and mild winters (avg low 38°F).

Spring (Mar–May)

78°/54°F

avg high / low

Summer (Jun–Aug)

94°/71°F

avg high / low

Fall (Sep–Nov)

80°/56°F

avg high / low

Winter (Dec–Feb)

62°/38°F

avg high / low

Annual Precipitation

38.0"

Annual Snowfall

0.0"

Hot Days/Year

118

days above 90°F

Freeze Days/Year

33

days below 32°F

Rainy Days/Year

92

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5"Jan: 2.55" precipitationFeb: 2.29" precipitationMar: 3.26" precipitationApr: 3.10" precipitationMay: 4.85" precipitationJun: 3.43" precipitationJul: 1.85" precipitationAug: 2.46" precipitationSep: 3.74" precipitationOct: 4.00" precipitationNov: 2.64" precipitationDec: 2.80" precipitation36°JJan: high 60°F, low 36°FFFeb: high 64°F, low 39°FMMar: high 71°F, low 46°FAApr: high 78°F, low 54°FMMay: high 85°F, low 63°FJJun: high 91°F, low 70°FJJul: high 95°F, low 72°F96°AAug: high 96°F, low 72°FSSep: high 90°F, low 66°FOOct: high 81°F, low 56°FNNov: high 69°F, low 46°FDDec: high 61°F, low 38°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan60°F36°F2.55"
Feb64°F39°F2.29"
Mar71°F46°F3.26"
Apr78°F54°F3.10"
May85°F63°F4.85"
Jun91°F70°F3.43"
Jul95°F72°F1.85"
Aug96°F72°F2.46"
Sep90°F66°F3.74"
Oct81°F56°F4.00"
Nov69°F46°F2.64"
Dec61°F38°F2.80"

Healthcare3 hospitals, avg 4.5/5

Hospitals, ratings, and health insurance in Temple

Temple has 3 hospitals, averaging 4.5 out of 5 on CMS's quality rating — above-average care.

Hospitals

3

within city limits

Uninsured

13.9%

of residents

Avg Hospital Rating

4.5 / 5

Baylor Scott & White Medical Center - Temple

Acute Care Hospitals · ER available

Temple VA Medical Center (va Central Texas Healthcare System)

Acute Care - Veterans Administration · ER available

Canyon Creek Behavioral Health

Psychiatric

Not rated

Adult Health · vs. the typical US place

Obesity42.8%US 36.8%
Diabetes14.2%US 12.6%
High blood pressure35.7%US 37.1%
Current smoking14.0%US 15.0%
No leisure-time physical activity30.9%US 26.6%
Depression25.4%US 23.0%
Asthma10.8%US 10.7%
Routine checkup in past year76.6%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education14.7:1 student/teacher ratio

Schools and degree attainment in Temple

Temple's student/teacher ratio is 14.7:1 (lower than the national average of 16:1), and 30.6% of adults 25+ hold a bachelor's degree or higher.

Public Schools

25

within city limits

Private Schools

7

within city limits

College Degree Rate

30.6%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.7:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Temple

Temple College

Public · 2-year · 3,178 students · in-state tuition $3,000 · 20% graduate · median earnings $42,191 (10 yrs after entry)

Nearby Colleges (within 15 miles)

University of Mary Hardin-Baylor

5.2 mi away

Private nonprofit · 4-year · 2,759 students · in-state tuition $33,140 · 52% graduate · median earnings $59,613 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Waco Mammoth National Monument, 37 mi

Nearby national parks, recreation areas and public libraries for Temple

Temple has 3 nearby national parks or recreation areas, closest being Waco Mammoth National Monument (37 mi away).

Nearby National Parks & Recreation Areas

Waco Mammoth National Monument

National Monument

37 mi away

El Camino Real de los Tejas National Historic Trail

National Historic Trail

70 mi away

Lyndon B Johnson National Historical Park

National Historical Park

93 mi away

Public Libraries in Temple

Temple Public Library

100 W Adams Ave, Temple

Central library~54 hrs/week

Cities Near Temple

The closest cities within 60 miles

Planning a move to Temple?

Read our full moving guide — what it's really like to live here.

Moving to Temple →

Temple FAQ

Is Temple, Texas affordable?⌄

Temple's median rent is $1,231/month, which is below the national average, making it relatively affordable. The median household income is $68,204/year. Median home value is $239,000.

Is Temple, Texas safe?⌄

Temple's violent crime rate was 316 per 100,000 residents in 2024, which is below the national average of 363/100k that year. Property crime rate is 2385 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Temple, Texas?⌄

Temple has an unemployment rate of 4.2%, which is close to the national average of 4.3%.

What is the cost of living in Temple, Texas?⌄

The cost of living in Temple is primarily driven by housing. Median rent is $1,231/month and median household income is $68,204/year. The median home value is $239,000. About 47% of renters spend more than 30% of their income on housing.

How is the commute in Temple, Texas?⌄

The average commute in Temple is 21 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from