How many years of income a home costs.
The typical home value divided by the typical household income, city by city.
4.8×
typical home value vs. typical income, in the middle large city
13.1 years
Berkeley, CA: the most years of income
32 of 347
large cities where a home costs 3 years of income or less, the traditional affordability rule
Most years of income
- 1BerkeleyCA$1,413,900 home · $108,092 income13.1 years
- 2GlendaleCA$1,102,300 home · $88,393 income12.5 years
- 3BoulderCO$1,039,500 home · $87,493 income11.9 years
- 4Los AngelesCA$921,200 home · $81,939 income11.2 years
- 5BurbankCA$1,089,100 home · $97,082 income11.2 years
- 6InglewoodCA$792,800 home · $72,750 income10.9 years
- 7San MateoCA$1,618,700 home · $153,504 income10.5 years
- 8PasadenaCA$1,093,300 home · $105,192 income10.4 years
- 9El CajonCA$681,700 home · $67,511 income10.1 years
- 10Costa MesaCA$1,115,100 home · $111,505 income10.0 years
- 11San FranciscoCA$1,394,500 home · $140,970 income9.9 years
- 12Urban HonoluluHI$843,400 home · $86,504 income9.7 years
- 13SunnyvaleCA$1,801,800 home · $186,170 income9.7 years
- 14New YorkNY$777,600 home · $80,483 income9.7 years
- 15El MonteCA$644,000 home · $68,030 income9.5 years
Fewest years of income
- 347DetroitMI$83,900 home · $39,938 income2.1 years
- 346DaytonOH$100,600 home · $45,247 income2.2 years
- 345ToledoOH$114,500 home · $49,724 income2.3 years
- 344RockfordIL$129,000 home · $54,752 income2.4 years
- 343LansingMI$128,700 home · $54,382 income2.4 years
- 342SpringfieldIL$162,100 home · $66,064 income2.5 years
- 341ClevelandOH$102,000 home · $40,801 income2.5 years
- 340DavenportIA$166,400 home · $66,200 income2.5 years
- 339South BendIN$140,400 home · $55,786 income2.5 years
- 338TopekaKS$144,200 home · $56,956 income2.5 years
- 337AkronOH$122,000 home · $48,076 income2.5 years
- 336Wichita FallsTX$156,800 home · $60,177 income2.6 years
- 335PeoriaIL$156,200 home · $59,410 income2.6 years
- 334JacksonMS$111,700 home · $42,071 income2.7 years
- 333Cedar RapidsIA$187,100 home · $70,424 income2.7 years
US Census Bureau, American Community Survey 5-year estimates: median value of owner-occupied homes ÷ median household income. Values above the Census reporting cap ($2,000,000 home value, $250,000 income) count as the cap. 347 cities of 100,000+ people.